25 Birch Dr, Esko, MN 55733 Property Records

Carlton County property record for 25 Birch Dr, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.635 acres (27,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,252 (Sep 2017)
Tax Bill	$1,758 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-260-0260`

Property Details

APN / Parcel Number

Primary APN	`78-260-0260`
Alternative APN	`27708`

Exterior

Lot Area	27,695 sqft (0.635 acres)

Location & Zoning

Account Number	27708
Street Address	25 BIRCH DR
City	ESKO
State	MN
Zip	55733-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX N 42.65 FT AND ADJ PORTION OF VACATED ST KINNUNENS SUBDIVISION
Legal Subdivision	KINNUNENS SUBDIVISION
Legal Block	3
Legal Lot Number	5
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1011
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 BIRCH DR, ESKO, MN 55733-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE
Sep 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Sep 27, 2017	Warranty Deed, Transfer BARTON COUNTY TITLE COMPANY, CARLTON COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	2017476524
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	25 BIRCH DR, ESKO, MN 55733-9642
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000523823
Date	Oct 21, 2025
Instrument	A000523823

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	25 BIRCH DR, ESKO, MN 55733-9642
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000518129
Date	Sep 6, 2024
Instrument	A000518129

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2025

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 18, 2023
Property Address	25 BIRCH DR, ESKO, MN 55733-9642
Document Number	A000513987
Instrument Date	Oct 13, 2023
Instrument	A000513987
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 EVELYN ST # B, B, ESKO, MN 55733-9664

Mortgage

Document Number	A000513988
Date	Oct 18, 2023
Instrument	A000513988

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 13, 2043

Interest

Rate Type	Adjustable Rate
Rate	0.08%
Index	Prime Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 27, 2017
Property Address	25 BIRCH DR, ESKO, MN 55733-9642
Document Number	A000476524
Instrument Date	Sep 14, 2017
Instrument	A000476524
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	BARTON COUNTY TITLE COMPANY, CARLTON COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$53.63
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	216 E HIGHWAY 61, ESKO, MN 55733-9610

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,758.00 (+651.28%) Homeowner's exemption
2025		$174,000 (+445.45%) Land $31,900 Building $142,100	$174,000 (+445.45%) Land $31,900 Building $142,100
2024	$234.00 Homeowner's exemption	$31,900 (+98.14%) Land $31,900	$31,900 (+98.14%) Land $31,900
2023	$234.00 Homeowner's exemption	$16,100 (-) Land $16,100	$16,100 (-) Land $16,100
2022		$16,100 Land $16,100	$16,100 Land $16,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

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