25 Bell Rd, Middlefield, MA 01243 Property Records

Hampshire County and Middlefield Town property record for 25 Bell Rd, Middlefield, MA 01243

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,344 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$223,900 (Aug 2021)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
APN	`MIDD M:406.0 B:0024 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:406.0 B:0024 L:0000.0`
Alternative APN	`MDFL M:406.0 B:0024 L:0000.0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	25 BELL RD
City	MIDDLEFIELD
State	MA
Zip	01243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	24
Jurisdiction	MIDDLEFIELD MA
Township / Civil Division	MIDDLEFIELD
Census Block Group	3
Census Block	3053
Census Tract	822700

Owner

Source: Hampshire County and Middlefield Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 8, MIDDLEFIELD, MA 01243-0008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 18, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	202120873
Deed Book / Page	14235 / 233
Record Updated	Sep 20, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLEFIELD MA
Recording Date	Aug 20, 2021
Property Address	25 BELL RD, MIDDLEFIELD, MA 01243
Document Number	14235-233
Book / Page	14235 / 233
Instrument Date	Aug 20, 2021
Instrument	20873
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2774 BEN FRANKLIN HWY, EBENSBURG, PA 15931-7421

Mortgage

Document Number	20874
Date	Aug 20, 2021
Instrument	20874

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLEFIELD MA
Recording Date	Jun 18, 2019
Property Address	25 BELL RD, MIDDLEFIELD, MA 01243
Document Number	13292-212
Book / Page	013292 / 000212
Instrument Date	Jun 18, 2019
Instrument	10072
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$460.56
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BRYAN RD MIDDLEFIELD MA 01243, MIDDLEFIELD, MA 01243

Mortgage

Document Number	13292-215
Date	Jun 18, 2019
Book Page	013292/000215
Instrument	10073

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Hampshire County and Middlefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Middlefield Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00 (+0.17%)	$225,100 (+8.95%) Land $28,000 Building $197,100	$321,100 (+36.35%)
2024	$4,099.00 (+31.13%)	$206,600 (+9.37%) Land $29,500 Building $177,100	$235,505
2023	$3,126.00	$188,900 Land $29,500 Building $159,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2001–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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