Warwick City property record for 25 Bayberry Way, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 924 sqft · built 1996 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jul 2018) |
| Tax Bill | $4,864 (2025) |
| Deeds & Mortgages | Nov 2022 Refinance Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36009570000 |
| Primary APN | 36009570000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 2,290 sqft |
| 1st Floor Area | 924 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 216 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 100039709 |
|---|---|
| Street Address | 25 BAYBERRY WAY |
| City | WARWICK |
| State | RI |
| Zip | 02889-9103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 957 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21700 |
25 Bayberry Way is owned and occupied by an individual who bought it in July 2018.
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 BAYBERRY WAY, WARWICK, RI 02889-9103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jul 20, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on File |
| Deed Sale | Jul 20, 2018 · Amount on File |
| Prior Sale | Sep 15, 1995 · Amount on File |
| Deed Book / Page | 9096 / 149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 25 BAYBERRY WAY, WARWICK, RI 02889-9103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010243-19 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 10243/19 |
| Instrument | 15928 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 25 BAYBERRY WAY, WARWICK, RI 02889-9103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9958-48 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 9958/48 |
| Instrument | 19143 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 25 BAYBERRY WAY, WARWICK, RI 02889-9103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9544-192 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 9544/192 |
| Instrument | 8887 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 20, 2018 |
| Property Address | 25 BAYBERRY WAY, WARWICK, RI 02889-9103 |
| Document Number | 9096-149 |
| Book / Page | 9096 / 149 |
| Instrument | 10173 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 90960151 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 09096/0151 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2048 |
The 2025 property tax bill for 25 Bayberry Way was $4,864.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,864.00 | $383,000 Land $99,900 Building $283,100 | |
| 2024 | $380,285 | ||
| 2023 | $4,596.00 (+6.46%) | $323,900 (+40.52%) Land $86,900 Building $237,000 | |
| 2022 | $4,317.00 | $230,500 Land $51,000 Building $179,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Bayberry Way in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 58 (1978–2021) |
| Claims Outside the SFHA | 6 of 58 |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Bayberry Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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