Monmouth County and Highlands Borough property record for 25 Bay St, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,690 sqft · built 1951 |
| Lot Size | 0.166 acres (7,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Sep 2001) |
| Tax Bill | $10,241 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00026-0000-00003-01 |
| Primary APN | 19-00026-0000-00003-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,527 sqft |
| Attic | Attic |
| Attic Area | 490 sqft |
| Basement Area | 1,069 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,214 sqft (0.166 acres) |
| Lot Dimensions | 65 ft deep x 111 ft wide |
| Porch | Open Porch |
| Deck Area | 310 sqft |
| Sewer | Connected |
|---|
| Account Number | 00006090 |
|---|---|
| Street Address | 25 BAY ST |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 26 |
| Legal Lot Number | 3.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 800102 |
25 Bay St is owned and occupied by two individuals who bought it in September 2001.
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 BAY ST, HIGHLANDS, NJ 07732-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2001 · Amount on File |
| Deed Sale | Sep 10, 2001 · Amount on File |
| Deed Book / Page | 8049 / 3995 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 25 Bay St was $10,241, up 7.5% from the year before.
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,600 (+11.14%) Land $404,300 Building $261,300 | $665,600 (+11.14%) Land $404,300 Building $261,300 | |
| 2025 | $10,241.00 (+7.49%) | $598,900 Land $340,000 Building $258,900 | $598,900 Land $340,000 Building $258,900 |
| 2024 | $9,527.00 | ||
| 2023 | $440,600 Land $265,700 Building $174,900 | $440,600 Land $265,700 Building $174,900 | |
| 2022 | $7,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Bay St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (1992–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Bay St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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