Suffolk County and Huntington Town property record for 25 Bay Dr E, Huntington, NY 11743
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,066 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2017 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-035.00-05.00-014.000 |
| Primary APN | 0400-035.00-05.00-014.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,117 sqft (0.37 acres) |
|---|
| Street Address | 25 BAY DR E |
|---|---|
| City | HUNTINGTON |
| State | NY |
| Zip | 11743-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | BLK LOT |
| Legal Block | 500 |
| Legal Lot Number | 14 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 110401 |
25 Bay Dr E is owned and occupied by two individuals.
Source: Suffolk County and Huntington Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 BAY DR E, HUNTINGTON, NY 11743-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Nov 9, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB |
| Oct 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 18, 2026 |
| Property Address | 25 BAY DR E, HUNTINGTON, NY 11743-1408 |
| Document Number | 2373000936 |
| Book / Page | 23732 / 936 |
| Instrument Date | Mar 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE (AKA |
| Name | Verified Name |
|---|---|
| Address | 25 BAY DR E, HUNTINGTON, NY 11743-1408 |
| Document Number | 2373000936, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 23732/936 |
| Name | EMM LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 25 BAY DR E, HUNTINGTON, NY 11743-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STAR TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0228720338 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 22872/338 |
| Instrument | 17-0198878 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Dec 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 25 BAY DR E, HUNTINGTON, NY 11743-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230650619 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 23065/619 |
| Instrument | DK022764 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Nov 1, 2048 |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Huntington Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,600 Land $500 Building $3,100 | $800,000 (+10,788.8%) Land $111,111 Building $688,889 | |
| 2024 | $13,066.00 | $7,347 (+12.25%) Land $1,020 Building $6,327 | |
| 2023 | $3,600 Land $500 Building $3,100 | $6,545 Land $909 Building $5,636 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Bay Dr E in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 23 (1978–2017) |
| Claims Outside the SFHA | 7 of 23 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Bay Dr E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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