25 Bay Colony Dr, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 25 Bay Colony Dr, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,572 sqft · built 1976
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$468,000 (Jun 2018)
Tax Bill	$9,143 (2025)
Deeds & Mortgages	May 2023 Refinance Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/021.0-0074-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/021.0-0074-0000.0`
Alternative APN	`ASHL M:021.0 B:0074 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
Gross Area	4,854 sqft
1st Floor Area	928 sqft
Basement Area	864 sqft
Unfinished Basement	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	25 BAY COLONY DR
City	ASHLAND
State	MA
Zip	01721-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	74
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1018
Census Tract	385204

Owner

25 Bay Colony Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 BAY COLONY DR, ASHLAND, MA 01721-1838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Dec 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jun 15, 2018	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Prior Sale	Sep 20, 2007 · Amount on File
Deed Book / Page	71163 / 380
Transfer Doc	071163-380
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	25 BAY COLONY DR, ASHLAND, MA 01721-1838
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081512-258
Date	May 9, 2023
Book Page	81512/258
Instrument	47403

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	25 BAY COLONY DR, ASHLAND, MA 01721-1838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76144-179
Date	Nov 12, 2020
Book Page	76144/179
Instrument	211269

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	25 BAY COLONY DR, ASHLAND, MA 01721-1838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73816-351
Date	Dec 13, 2019
Book Page	73816/351
Instrument	197166

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 15, 2018
Property Address	25 BAY COLONY DR, ASHLAND, MA 01721-1838
Document Number	71163-380
Book / Page	071163 / 000380
Instrument Date	Jun 7, 2018
Instrument	86499
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,134.08
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	71163-382
Date	Jun 15, 2018
Book Page	071163/000382
Instrument	86500

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25 Bay Colony Dr was $9,143, up 11.2% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,143.00 (+11.19%)	$716,000 (+15.28%) Land $271,200 Building $444,800	$655,025 (-0.14%)
2024	$8,223.00 (+7.86%)	$621,100 (+12.17%) Land $271,200 Building $349,900	$655,975
2023	$7,624.00	$553,700 Land $258,700 Building $295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Bay Colony Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Bay Colony Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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