25 Bancroft Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 25 Bancroft Ave, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,136 sqft · built 2004
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jan 2004)
Tax Bill	$18,184 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-047-90214460`

Property Details

APN / Parcel Number

Primary APN	`02-047-90214460`
Alternative APNs	`2-047-90214460` `04790214460`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,136 sqft Living Area
Gross Area	6,150 sqft
1st Floor Area	2,398 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	1,014 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Deck Area	555 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	04790214460
Street Address	25 BANCROFT AVE
City	ANNAPOLIS
State	MD
Zip	21403-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 20 21 SC 9 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4002
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2561 HOUSLEY RD, ANNAPOLIS, MD 21401-6751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 2, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Apr 28, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2004 · Amount on Record
Deed Sale	Jan 23, 2004 · Amount on Record
Prior Sale	Oct 25, 2002 · Amount on Record
Deed Document Number	200419128
Deed Book / Page	14332 / 534
Last Transfer Date	Jan 24, 2022
Transfer Doc	3840000347
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	25 BANCROFT AVE, ANNAPOLIS, MD 21403-4437
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373750494
Date	Aug 16, 2021
Book Page	37375/494

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	25 BANCROFT AVE, ANNAPOLIS, MD 21403-4437
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0318910054
Date	Mar 2, 2018
Book Page	31891/054

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 21, 2048

Interest

Rate Type	Fixed Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	25 BANCROFT AVE, ANNAPOLIS, MD 21403-4437
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365820024
Date	Apr 18, 2021
Book Page	36582/24

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 28, 2017
Property Address	25 BANCROFT AVE, ANNAPOLIS, MD 21403-4437
Document Number	0308770393
Book / Page	030877 / 000393
Instrument Date	May 21, 2016
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,009,400 (+8.89%) Land $857,200 Building $1,152,200	$2,009,400 (-) Land $857,200 Building $1,152,200
2025	$18,184.00 (+2.45%) Homeowner's exemption	$1,845,433 (+21.61%)	$2,009,400 (+32.42%) Land $857,200 Building $1,152,200
2024	$17,750.00 (+13.83%)
2023	$15,594.00 Homeowner's exemption	$1,517,500 Land $650,500 Building $867,000	$1,517,500 Land $650,500 Building $867,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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