25 Ave A, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 25 Ave A, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details2,016 sqft · built 1940
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on File
Last Sale$188,500 (Feb 2022)
Tax Bill$9,870 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-00204-0000-00017

Property Details

APN / Parcel Number

Primary APN31-00204-0000-00017
Alternative APNs
  • 310020400017
  • 384900

Interior

Stories2 Stories
Building Area2,016 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Location & Zoning

Account Number384900
Street Address25 AVENUE A
CityLODI
StateNJ
Zip07644-1801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description25X100
Legal SubdivisionLODI LAND CO
Legal Block204
Legal Lot Number17
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group1
Census Block1008
Census Tract30300

Owner

25 Ave A is owned and occupied by an individual who bought it in February 2022.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address25 AVENUE A, LODI, NJ 07644-1801
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Feb 18, 2022Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
DISCOVER BANK
Jul 21, 2021Quit Claim Deed, Transfer · Conventional Mortgage
FILO MORTGAGE LLC
Aug 15, 2018Deed with Mortgage, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2022 · Amount on File
Deed SaleFeb 18, 2022 · Amount on File
Prior SaleJul 21, 2021 · Amount on File
Deed Document Number202222325
Deed Book / Page4590 / 187
Prior Transfer DateSep 30, 2021
Prior Transfer Doc0045900187
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address25 AVENUE A, LODI, NJ 07644-1801
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 AVENUE A, LODI, NJ 07644-1801

Mortgage

Document Number0037251769
DateSep 24, 2020
Book Page3725/1769
Instrument2020091486
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term335 Months
DueAug 1, 2048

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateFeb 18, 2022
Property Address25 AVENUE A, LODI, NJ 07644-1801
Document Number0045900187
Book / Page4590 / 187
Instrument DateSep 30, 2021
Instrument2022022325
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25 AVENUE A, LODI, NJ 07644-1801

Mortgage

Document Number2022022326
DateFeb 18, 2022
Instrument2022022326
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term356 Months
DueOct 5, 2051

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateJul 21, 2021
Property Address25 AVENUE A, LODI, NJ 07644-1801
Document Number0042820756
Book / Page4282 / 756
Instrument DateJun 9, 2021
Instrument2021116598
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanySOLIDIFI

Transaction

AmountAmount on Record
Tax$620.10
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address225 AVENUE A, 225, LODI, NJ 07644

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 AVENUE A, LODI, NJ 07644-1801

Mortgage

Document Number0042820764
DateJul 21, 2021
Book Page4282/764
Instrument2021116599
Lender
NameFILO MORTGAGE LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

August 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateAug 15, 2018
Property Address25 AVENUE A, LODI, NJ 07644-1801
Document Number0030272488
Book / Page003027 / 002488
Instrument DateJul 16, 2018
Instrument58621
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyCLOSING PARTNER LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25 AVENUE A LODI NJ 076441801, LODI, NJ 07644-1801

Mortgage

Document Number30280001
DateAug 15, 2018
Book Page003028/000001
Instrument58621
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25 Ave A was $9,870, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,800 (-) Land $126,000 Building $152,800$278,800 (-) Land $126,000 Building $152,800
2025$9,870.00 (+5.62%)$278,800 Land $126,000 Building $152,800$278,800 Land $126,000 Building $152,800
2024$9,345.00
2023$278,800 Land $126,000 Building $152,800$278,800 Land $126,000 Building $152,800
2022$9,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Ave A in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims42 (1979–2024)
Claims Outside the SFHA12 of 42
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 8 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Ave A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Ave A

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