25 Apache Trl, Fenton, MO 63026 Property Records

Jefferson County property record for 25 Apache Trl, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1973
Lot Size	0.128 acres (5,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,313 (Jul 2026)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023.005.01001003`

Property Details

APN / Parcel Number

Primary APN	`023.005.01001003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Living Area
Gross Area	1,440 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Construction Type	Frame
Lot Area	5,591 sqft (0.128 acres)
Lot Dimensions	208 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Frame Porch
Porch Area	172 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25 APACHE TRL
City	FENTON
State	MO
Zip	63026-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	FRONTIER ESTS LOT 25
Legal Range	5E
Legal Township	43N
Legal Section	05
Legal Subdivision	FRONTIER ESTS
Legal Block	1
Legal Lot Number	25
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1002
Census Tract	700303

Owner

Source: Jefferson County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 APACHE TRL, FENTON, MO 63026-4525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Feb 3, 2026	Warranty Deed, Construction Loan · Construction Mortgage BDS 44 LLC
Feb 2, 2026	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Feb 3, 2026 · Amount on Record
Deed Document Number	202619885
Prior Transfer Date	Nov 21, 2024
Prior Transfer Doc	0000029734
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 22, 2026
Property Address	25 APACHE TRL, FENTON, MO 63026-4525
Document Number	0000019885
Instrument Date	Jul 20, 2026
Instrument	202619885
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	LAND TITLE, SC LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 APACHE TRL, FENTON, MO 63026-4525

Mortgage

Document Number	0000019886,
Date	Jul 22, 2026
Instrument	202619886

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 3, 2026
Property Address	25 APACHE TRL, FENTON, MO 63026-4525
Document Number	0000002816
Map Reference	MB 27 PG 27
Instrument Date	Jan 30, 2026
Instrument	2026R-002816
Transaction Type	Construction Loan
Record Updated	Feb 18, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	830 WATERBURY FALLS DR # DR201, DR201, O FALLON, MO 63368-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 HUNTERS RDG, SAINT CHARLES, MO 63301-0479

Mortgage

Document Number	0000002817
Date	Feb 3, 2026
Instrument	2026R-002817

Lender

Name	BDS 44 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 2, 2026
Property Address	25 APACHE TRL, FENTON, MO 63026-4525
Document Number	0000002764
Map Reference	MB 27 PG 27
Instrument Date	Jan 30, 2026
Instrument	2026R-002764
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4620 CHARTER DR, ARNOLD, MO 63010-4204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 WATERBURY FALLS DR STE 201, 201, O FALLON, MO 63368-2217
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,688.00 (+7.24%)	$23,700 (+8.72%) Land $1,800 Building $21,900	$124,400 (-) Land $9,400 Building $115,000
2024	$1,574.00 (+0.58%)		$124,400 (+8.65%) Land $9,400 Building $115,000
2023	$1,565.00 (-0.06%)	$21,800 (-) Land $1,800 Building $20,000	$114,500 (-) Land $9,400 Building $105,100
2022	$1,566.00	$21,800 Land $1,800 Building $20,000
2021			$114,500 Land $9,400 Building $105,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1982–2008)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado
Claims by Event	Severe Storms And Flooding, Mar 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRONTIER ESTATES private · serves 120 people · EPA ID MO6036101
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	JEFFERSON COUNTY PWSD 2, MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2015
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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