Westerly Town property record for 25 Albert St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,510 sqft · built 2004 |
| Lot Size | 0.444 acres (19,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (May 2005) |
| Tax Bill | $3,303 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Dec 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:36 B:84 |
| Primary APN | WEST M:36 B:84 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 2,854 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,356 sqft (0.444 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16200450 |
|---|---|
| Street Address | 25 ALBERT ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 84 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:36 B:84
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 ALBERT ST, WESTERLY, RI 02891-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Dec 09, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU |
| Mar 30, 2021 | Warranty Deed, Transfer |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional with PMI WASHINGTON TR CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2005 · Amount on Record |
| Deed Sale | May 06, 2005 · Amount on Record |
| Deed Book / Page | 1402 / 327 |
| Last Transfer Date | Mar 26, 2021 |
| Transfer Doc | 2021-8318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 25 ALBERT ST, WESTERLY, RI 02891-1619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02021-8320 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 2021/8320 |
| Instrument | 2021-1862 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 25 ALBERT ST, WESTERLY, RI 02891-1619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024-16456 |
|---|---|
| Date | Dec 09, 2024 |
| Book Page | 2024/16456 |
| Instrument | 2024-4135 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Mar 30, 2021 |
| Property Address | 25 ALBERT ST, WESTERLY, RI 02891-1619 |
| Document Number | 02021-8318 |
| Book / Page | 2021 / 8318 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021-1861 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 25 ALBERT ST, WESTERLY, RI 02891-1619 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 25 ALBERT ST, WESTERLY, RI 02891-1619 |
| Document Number | 2019-7371 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25 ALBERT ST WESTERLY RI 028911619, WESTERLY, RI 02891-1619 |
| Document Number | 2019-7371 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 002019/017371 |
| Instrument | 4425 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,303.00 (+3.67%) | $424,500 (+35.36%) Land $141,900 Building $282,600 |
| 2023 | $3,186.00 (+0.6%) | $313,600 (-) Land $101,700 Building $211,900 |
| 2022 | $3,167.00 | $313,600 Land $101,700 Building $211,900 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Xfinity, Cogeco Cable Holdings II, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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