25 Academy St, Kerhonkson, NY 12446 Property Records

Ulster County and Wawarsing Town property record for 25 Academy St, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,770 sqft · built 1930
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2022)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`515689 76.13-3-35`

Property Details

APN / Parcel Number

Primary APN	`515689 76.13-3-35`
Alternative APN	`134160.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,354 sqft
Upper Floors Area	416 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	134160.000
Street Address	25 ACADEMY ST
City	KERHONKSON
State	NY
Zip	12446-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU
Legal Subdivision	FIRST SUBDIVISION OF ACADEMY HEIGHTS
Legal Block	3
Legal Lot Number	35.000
Jurisdiction	ULSTER NY
Township / Civil Division	WAWARSING
Census Block Group	1
Census Block	1002
Census Tract	954500

Owner

25 Academy St is owned and occupied by two individuals who bought it in October 2022.

Source: Ulster County and Wawarsing Town records, as of April 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 ACADEMY ST, KERHONKSON, NY 12446-2604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	May 17, 2005 · Amount on File
Deed Document Number	202216641
Deed Book / Page	7137 / 292
Prior Transfer Date	Feb 28, 2006
Prior Transfer Doc	0000007814
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ULSTER NY
Recording Date	Oct 5, 2022
Property Address	25 ACADEMY ST, KERHONKSON, NY 12446-2604
Document Number	0000016641
Book / Page	7137 / 292
Instrument Date	Oct 4, 2022
Instrument	2022-16641
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	321 WYTHE AVE APT 502, 502, BROOKLYN, NY 11249-5180

Mortgage

Document Number	0000016642
Date	Oct 5, 2022
Instrument	2022-16642

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	25 ACADEMY ST, KERHONKSON, NY 12446-2604
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003644
Date	Feb 23, 2021
Book Page	12332/182
Instrument	2021-3644

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	25 ACADEMY ST, KERHONKSON, NY 12446-2604
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001507
Date	Jan 24, 2022
Book Page	12715/105
Instrument	2022-1507

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 25 Academy St was $4,855.

Source: Ulster County and Wawarsing Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Wawarsing Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,855.00	$132,700 Land $21,300 Building $111,400	$221,167 Land $35,500 Building $185,667
2023		$132,700 (-) Land $21,300 Building $111,400	$186,901 (+14.08%) Land $30,000 Building $156,901
2022		$132,700 Land $21,300 Building $111,400	$163,827 Land $26,296 Building $137,531
2021	$2,663.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25 Academy St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	50 (1987–2011)
Claims Outside the SFHA	3 of 50
Most Recent Claim	Sep 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Sep 2011 · 27 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims Severe Storms And Flooding, Apr 2005 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Academy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KERHONKSON WATER DISTRICT serves 600 people · EPA ID NY5503373
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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