Worcester County and Spencer Town property record for 25 4th Ave, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,218 sqft · built 1850 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2006) |
| Tax Bill | $4,374 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U24 B:00013 L:00000 |
| Primary APN | SPEN M:00U24 B:00013 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 3,924 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,500 sqft (0.517 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 25 4TH AVE |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 13 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 4TH AVE, SPENCER, MA 01562-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK |
| Aug 2, 2017 | Deed of Trust, Mortgage WEBSTER FIRST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2006 · Amount on Record |
| Deed Sale | May 11, 2006 · Amount on Record |
| Deed Document Number | 200668278 |
| Deed Book / Page | 38943 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 25 4TH AVE, SPENCER, MA 01562-2044 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067833-276 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 67833/276 |
| Instrument | 71306 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 25 4TH AVE, SPENCER, MA 01562-2044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57520-362 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 57520/362 |
| Instrument | 83402 |
| Name | WEBSTER FIRST FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 1, 2037 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,374.00 (-0.7%) | $398,400 (+6.18%) Land $54,900 Building $343,500 | $402,021 (-8.64%) |
| 2025 | $4,405.00 (+2.82%) | $375,200 (+0.19%) Land $47,800 Building $327,400 | $440,040 |
| 2024 | $4,284.00 (+6.41%) | $374,500 (+12.19%) Land $47,800 Building $326,700 | |
| 2023 | $4,026.00 | $333,800 Land $47,800 Building $286,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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