25 4th Ave, Earling, IA 51530 Property Records

Shelby County property record for 25 4th Ave, Earling, IA 51530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,710 sqft · built 1958
Lot Size	0.603 acres (26,250 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Sep 2022)
Tax Bill	$3,164 (2026)
Deeds & Mortgages	Sep 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`832311000004`

Property Details

APN / Parcel Number

Primary APN	`832311000004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Basement Area	1,710 sqft
Unfinished Basement	1,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	26,250 sqft (0.603 acres)
Lot Dimensions	210 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	25 4TH AVE
City	EARLING
State	IA
Zip	51530-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-80-39 PT NW NW N OF RR & 4TH AVE (.43 AC) (125' X 150') & HEESE 1ST ADD E 60' LT 3
Legal Range	39W
Legal Township	80N
Legal Section	05
Legal Subdivision	HEESE FIRST ADDITION
Legal Lot Number	3
Jurisdiction	SHELBY IA
Township / Civil Division	WESTPHALIA
Census Block Group	4
Census Block	4101
Census Tract	960200

Owner

25 4th Ave is owned and occupied by two individuals who bought it in September 2022.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 4TH AVE, EARLING, IA 51530-5416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Nov 9, 2012 · Amount on File
Deed Document Number	20221852
Record Updated	Oct 29, 2026

September 2022: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	SHELBY IA
Recording Date	Sep 1, 2022
Property Address	25 4TH AVE, EARLING, IA 51530-5416
Document Number	0020221852
Instrument Date	Aug 31, 2022
Instrument	2022-1852
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 4TH AVE, EARLING, IA 51530-5416

Mortgage

Document Number	0020221857
Date	Sep 1, 2022
Instrument	2022-1857

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	3.38%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

Tax Assessment & Valuation

The 2026 property tax bill for 25 4th Ave was $3,164 with a homeowner's exemption.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Earling City
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,164.00	$175,179 (-) Land $21,569 Building $153,610	$175,179 (-) Land $21,569 Building $153,610
2025		$175,179 Land $21,569 Building $153,610	$175,179 Land $21,569 Building $153,610
2024	$2,634.00
2023		$149,744 (+43.98%) Land $21,569 Building $128,175	$149,744 Land $21,569 Building $128,175
2022	$2,178.00	$104,002 Land $18,487 Building $85,515
2021			$104,002 Land $18,487 Building $85,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 4th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLING WATER SUPPLY serves 397 people · EPA ID IA8320098
Water Source	Purchased groundwater from REGIONAL WATER
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Farmers Mutual Cooperative Telephone Fiber	400 / 100

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 4th Ave

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