State of Hawaii and Hawaii County property record for 25-3445 Opalipali St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,152 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $852 (2025) |
| Deeds & Mortgages | Jun 2024 Sale Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-5-041-048 |
| Primary APN | 3-2-5-041-048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 43,560 sqft |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 25-3445 OPALIPALI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-1371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5A |
| Legal Description | LOT 3 43,561 SF BLK 1 FP 1428 KAUMANA CITY S/D INCREMENT III SUBJ/ESMTS |
| Legal Subdivision | KAUMANA CITY |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20801 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25-3445 OPALIPALI ST, HILO, HI 96720-1371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 19, 2024 | Deed, Transfer |
| Jun 9, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jun 19, 2024 |
| Property Address | 25-3445 OPALIPALI ST, HILO, HI 96720-1371 |
| Document Number | 0A89360553 |
| Instrument Date | Jun 7, 2024 |
| Instrument | A-89360553 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25-3445 OPALIPALI ST, HILO, HI 96720-1371 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 25-3445 OPALIPALI ST, HILO, HI 96720-1371 |
| Document Number | 0A74710350 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 902 KUMUKOA ST HILO HI 967204029, HILO, HI 96720-4029 |
| Document Number | 0A74710350 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | A74710350 |
| Name | FIRST HAWAIIAN BK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96847 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,800 (+2.98%) Land $46,600 Building $202,200 | $545,000 (-5.66%) Land $300,500 Building $244,500 | |
| 2025 | $852.00 (+4.8%) | $241,600 (+2.98%) Land $46,600 Building $195,000 | $577,700 (+5.29%) Land $333,200 Building $244,500 |
| 2024 | $234,600 (+2.99%) Land $46,600 Building $188,000 | $548,700 (+8.91%) Land $316,200 Building $232,500 | |
| 2023 | $813.00 Homeowner's exemption | $227,800 Land $46,600 Building $181,200 | $503,800 Land $287,500 Building $216,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2000) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2000 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 57% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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