25 21st Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 25 21st Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,520 sqft · built 1956
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Feb 2026)
Tax Bill	$3,372 (2026)
Deeds & Mortgages	Feb 2026 Sale Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-45944-0000`

Property Details

APN / Parcel Number

Primary APN	`82-45944-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Other
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Width	52 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	25 21ST AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 8 LESS N 10.5' & N2 LOT 9 BLK 1 COLONIAL GARDENS ADD SECTION 15 TOWNSHIP 124 RANGE 028 COLONIAL GARDENS ADD SECTION 15
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	COLONIAL GARDENS ADD
Legal Block	1
Legal Lot Number	8-9
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3030
Census Tract	602

Owner

25 21st Ave N is owned and occupied by two individuals who bought it in February 2026.

Source: Stearns County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 21ST AVE N, SAINT CLOUD, MN 56303-4323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Warranty Deed, Transfer
Jun 4, 2020	Warranty Deed, Transfer
Nov 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Jun 4, 2020 · Amount on File
Deed Document Number	20261707407
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	00A1570574
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 2, 2026
Property Address	25 21ST AVE N, SAINT CLOUD, MN 56303-4323
Document Number	00A1707407
Instrument Date	Jan 30, 2026
Instrument	A1707407
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 21ST AVE N, SAINT CLOUD, MN 56303-4323

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 4, 2020
Property Address	25 21ST AVE N, SAINT CLOUD, MN 56303-4323
Document Number	00A1570574
Instrument Date	Jun 1, 2020
Instrument	A1570574
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 21ST AVE N, SAINT CLOUD, MN 56303-4323

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 15, 2018
Property Address	25 21ST AVE N, SAINT CLOUD, MN 56303-4323
Document Number	00A1533376
Instrument Date	Nov 8, 2018
Instrument	A1533376
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26442 114TH ST, GREY EAGLE, MN 56336-4846

Tax Assessment & Valuation

The 2026 property tax bill for 25 21st Ave N was $3,372 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,372.00
2025		$249,100 Land $25,000 Building $224,100	$249,100 Land $25,000 Building $224,100
2024	$2,884.00 (+5.18%)
2023	$2,742.00	$238,400 Land $25,000 Building $213,400	$238,400 Land $25,000 Building $213,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 21st Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 25 21st Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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