25 1st St, Asheville, NC 28803 Property Records

Buncombe County property record for 25 1st St, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,406 sqft · built 1963
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Aug 2021)
Tax Bill	$2,558 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9658-10-1528-00000`

Property Details

APN / Parcel Number

Primary APN	`9658-10-1528-00000`
Alternative APN	`965817100542000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	1,270 sqft
1st Floor Area	1,270 sqft
Utility Area	14 sqft
Utility Room	Utility Room
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Porch	Open Porch
Porch Area	315 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965817100542000
Street Address	25 1ST ST
City	ASHEVILLE
State	NC
Zip	28803-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 10/10/2008 DEE
Legal Description	DEED DATE: 10/10/2008 DEED: 4614-1764 SUBDIV: CLYDE S REED BLOCK: 4 LOT: PT 10 SECTION: PLAT: 0198-0111
Legal Subdivision	CLYDE S REED
Legal Block	4
Legal Lot Number	10
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1010
Census Tract	2000

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3524 COKEFIELD DR, FAYETTEVILLE, NC 28306-9017
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Oct 10, 2008 · Amount on File
Deed Document Number	0061081170
Deed Book / Page	6108 / 1170
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 18, 2021
Property Address	25 1ST ST, ASHEVILLE, NC 28803-1444
Document Number	0061081170
Book / Page	6108 / 1170
Map Reference	MB 4614 PG 1764
Instrument Date	Jul 28, 2021
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 DOMENO DR, 162, SWANNANOA, NC 28778-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3524 COKEFIELD DR, FAYETTEVILLE, NC 28306-9017

Mortgage

Document Number	61081173
Date	Aug 18, 2021
Instrument	6108/1173

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,558.00 (+9.74%)	$258,800 (-)
2023	$2,331.00	$258,800	$258,800 (-) Land $68,500 Building $190,300
2021			$258,800 Land $68,500 Building $190,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 units insured incl. 10 condo units
Nearby Flood Claims	98 (1995–2024)
Claims Outside the SFHA	5 of 98
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 32 claims Hurricane Ivan, Sep 2004 · 18 claims Tropical Storm Frances, Sep 2004 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20