25 14th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 25 14th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Commercial
Details	1,616 sqft · built 1968
Lot Size	0.266 acres (11,592 sqft)
Owner	Company Name on Record
Tax Bill	$10,254 (2026)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-46362-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46362-0000`

Interior

Stories	1 Story
Building Area	1,616 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Stucco
Lot Area	11,592 sqft (0.266 acres)
Lot Width	126 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	25 14TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-4151
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C4
Legal Description	LOTS 15 & 16 BLK 1 CRAMB'S 2ND ADD SECTION 14 TOWNSHIP 124 RANGE 028 CRAMB'S 2ND ADD SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	CRAMBS 2ND ADD
Legal Block	1
Legal Lot Number	15-16
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2034
Census Tract	602

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	125 S SIBLEY AVE, 1, LITCHFIELD, MN 55355-2831
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Aug 27, 2026
Property Address	25 14TH AVE S, SAINT CLOUD, MN 56301-4151
Document Number	0001719879
Instrument Date	Aug 24, 2026
Instrument	20261719879
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership, 267

Mortgage

Document Number	0001719879,
Date	Aug 27, 2026
Instrument	20261719879

Lender

Name	UNITED PRAIRIE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 24, 2033

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,254.00 (+8.74%)	$302,000 (+2.03%) Land $162,000 Building $140,000	$302,000 (+2.03%) Land $162,000 Building $140,000
2025		$296,000 (+6.82%) Land $162,000 Building $134,000	$296,000 (+6.82%) Land $162,000 Building $134,000
2024	$9,430.00 (+3.9%)
2023	$9,076.00	$277,100 Land $162,000 Building $115,100	$277,100 Land $162,000 Building $115,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, Verizon.

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