25 14th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 25 14th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.191 acres (8,344 sqft)
Owner	Company Name on File
Last Sale	$605,000 (Jun 2018)
Tax Bill	$6,574 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.01379.00`

Property Details

APN / Parcel Number

Primary APN	`17.01379.00`

Interior

Units	4 Units

Exterior

Architectural Style	Multi-Family
Lot Area	8,344 sqft (0.191 acres)

Location & Zoning

Street Address	25 14TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0956
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-36 TWP-036 RANGE-031 DAN-MAR LOT-003 BLOCK-001 ELY 80.22 FT KNOWN AS PARCEL 'A' IN MISC DEEDS B 32 P 45
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	DAN-MAR
Legal Block	1
Legal Lot Number	3
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	21201

Owner

Source: Benton County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12115 30TH ST N, STILLWATER, MN 55082-1364
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage MINNSTAR BANK NA
Jun 25, 2018	Warranty Deed, Transfer · Commercial Mortgage CITIZENS COMMUNITY FEDERAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	2018430146
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	25 14TH AVE NE, SAINT CLOUD, MN 56304-0956
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438715
Date	Oct 9, 2019
Instrument	438715

Lender

Name	MINNSTAR BANK NA
Type	Bank
Address	MANKATO, MN 56001

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 15, 2044

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 25, 2018
Property Address	25 14TH AVE NE, SAINT CLOUD, MN 56304-0956
Document Number	0000430146
Instrument Date	Apr 27, 2018
Instrument	430146
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	THE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,996.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 SAINT JOHNS DR, SAINT PAUL, MN 55129-9462

Mortgage

Document Number	0000430138
Date	Jun 25, 2018
Instrument	430138

Lender

Name	CITIZENS COMMUNITY FEDERAL
Type	Bank
Address	ALTOONA, WI 54720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 15, 2038

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,574.00 (+79.13%)	$289,000 (+6.8%) Land $28,000 Building $261,000	$289,000 (+6.8%) Land $28,000 Building $261,000
2023	$3,670.00	$270,600 Land $28,000 Building $242,600	$270,600 Land $28,000 Building $242,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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