San Luis Obispo County property record for 25 13th St, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,614 sqft · built 1946 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,000 (Dec 1995) |
| Tax Bill | $4,587 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-222-003 |
| Primary APN | 064-222-003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Street Address | 25 13TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PR BCH 1 BL 20 LT 4 |
| Legal Subdivision | PASO ROBLES BEACH 01 |
| Legal Block | 20 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-222-003
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 828, CAYUCOS, CA 93430-0828 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 1995 · Amount on Record |
| Deed Sale | Dec 07, 1995 · Amount on Record |
| Deed Document Number | 199556859 |
| Last Transfer Date | Dec 20, 2010 |
| Transfer Doc | 0000066728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 25 13TH ST, CAYUCOS, CA 93430-1308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000036143 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020036143 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $446,015 (+2%) Land $211,790 Building $234,225 | |
| 2025 | $4,587.00 (+0.88%) Homeowner's exemption | $437,271 (+4.04%) Land $207,638 Building $229,633 |
| 2024 | $4,547.00 (+1.18%) | |
| 2023 | $4,494.00 (+1.79%) Homeowner's exemption | $420,293 Land $199,576 Building $220,717 |
| 2022 | $4,415.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 540 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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