25-1 Franklin Ct, Bernardsville, NJ 07924 Property Records

Somerset County and Bernardsville Borough property record for 25-1 Franklin Ct, Bernardsville, NJ 07924

Property Summary

Property Type	Single Family Home
Details	2,068 sqft · built 1984
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Aug 2022)
Tax Bill	$10,361 (2025)
Deeds & Mortgages	Aug 2022 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00106-0000-00029-01-CONDO`

Property Details

APN / Parcel Number

Primary APN	`03-00106-0000-00029-01-CONDO`
Alternative APNs	`03001060000000290001 CONDO` `030010600000002901`

Interior

Building Area	2,068 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Old Parcel Number	030010600000002901
Street Address	25-1 FRANKLIN CT
City	BERNARDSVILLE
State	NJ
Zip	07924-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	HILLS DEV CO
Legal Block	106
Legal Lot Number	29.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDSVILLE
Census Block Group	1
Census Block	1002
Census Tract	52701

Owner

25-1 Franklin Ct is owned and occupied by an individual who bought it in August 2022.

Source: Somerset County and Bernardsville Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	25-1 FRANKLIN CT, BERNARDSVILLE, NJ 07924-2457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed, Transfer ACRES LAND TITLE AGENCY INC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 28, 2018	Deed, Transfer BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	202237355
Deed Book / Page	7467 / 164
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 31, 2022
Property Address	25-1 FRANKLIN CT, BERNARDSVILLE, NJ 07924-2457
Document Number	0000037355
Book / Page	7467 / 164
Instrument Date	Aug 15, 2022
Instrument	2022037355
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CEDAR TREE LN, 5, CHESTER, NJ 07930-2218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25-1 FRANKLIN CT, BERNARDSVILLE, NJ 07924-2457

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	25-1 FRANKLIN CT, BERNARDSVILLE, NJ 07924-2457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25-1 FRANKLIN CT, BERNARDSVILLE, NJ 07924-2457

Mortgage

Document Number	0000004173
Date	Jan 20, 2021
Book Page	7299/558
Instrument	2021004173

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 28, 2018
Property Address	25-1 FRANKLIN CT, BERNARDSVILLE, NJ 07924-2457
Document Number	0000011223
Book / Page	7032 / 2807
Map Reference	MAP2194
Instrument Date	Mar 19, 2018
Instrument	2018011223
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000011224
Date	Mar 28, 2018
Instrument	2018011224

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 25-1 Franklin Ct was $10,361, up 4.8% from the year before.

Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bernardsville Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,700 (+7.29%) Land $229,600 Building $356,100	$585,700 (+7.29%) Land $229,600 Building $356,100
2025	$10,361.00 (+4.85%)	$545,900 Land $212,600 Building $333,300	$545,900 Land $212,600 Building $333,300
2024	$9,882.00
2023		$480,100 Land $185,600 Building $294,500	$480,100 Land $185,600 Building $294,500
2022	$8,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25-1 Franklin Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25-1 Franklin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Franklin Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures