24W504 Bluff Ct, Naperville, IL 60540 Property Records

DuPage County property record for 24W504 Bluff Ct, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,361 sqft · built 1978
Lot Size0.208 acres (9,069 sqft)
OwnerIndividual Name on Record
Last Sale$169,000 (Oct 1999)
Tax Bill$7,878 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-09-307-019

Property Details

APN / Parcel Number

Primary APN08-09-307-019

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,361 sqft Living Area
Gross Area1,754 sqft
1st Floor Area1,114 sqft
Basement Area640 sqft
Finished Basement247 sqft
Unfinished Basement393 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area9,069 sqft (0.208 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address24W504 BLUFF CT
CityNAPERVILLE
StateIL
Zip60540-3801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSTEEPLE RUN UNIT 6 ALL
Legal SubdivisionSTEEPLE RUN UNIT 6
Legal Lot Number20
Legal Unit6
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1004
Census Tract846103

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address24W504 BLUFF CT, NAPERVILLE, IL 60540-3801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Aug 14, 2019Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 1999 · Amount on Record
Deed SaleOct 1, 1999 · Amount on Record
Deed Document Number1999208673
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address24W504 BLUFF CT, NAPERVILLE, IL 60540-3801
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 W 504 BLUFF CT, NAPERVILLE, IL 60540

Mortgage

Document Number0000073715
DateAug 4, 2022
InstrumentR2022-073715
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 2, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address24W504 BLUFF CT, NAPERVILLE, IL 60540-3801
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069192
DateAug 14, 2019
InstrumentR2019-069192
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 12, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,878.00 (+14.42%)$129,941 (+26.23%) Land $66,784 Building $63,157$389,823 (+26.23%) Land $200,352 Building $189,471
2022$6,885.00 Homeowner's exemption$102,940 Land $52,910 Building $50,030$308,820 Land $158,730 Building $150,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1982–2026)
Claims Outside the SFHA3 of 6
Most Recent ClaimApr 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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