2499 Trail Ln, Covington, IN 47932 Property Records

Fountain County property record for 2499 Trail Ln, Covington, IN 47932

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,254 sqft · built 2009
Lot Size	38.2 acres (1,666,170 sqft)
Owner	Individual Name on File
Last Sale	$839,000 (Feb 2026)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017C083010000100`

Property Details

APN / Parcel Number

Primary APN	`017C083010000100`
Alternative APNs	`23-07-30-100-001.000-015` `00000997315` `0170056400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,254 sqft Living Area
1st Floor Area	2,254 sqft
Basement Area	1,927 sqft
Unfinished Basement	1,927 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,666,170 sqft (38.2 acres)
Garage Type	Mixed
Garage Area	1,950 sqft
Parking Spaces	7 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000997315
Street Address	2499 TRAIL LN
City	COVINGTON
State	IN
Zip	47932-8096
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	COVIN
Legal Description	017-00564-00 PT NND WFR NW 30-20-8 38.247A MP C08-30-100-00100
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	1
Census Block	1042
Census Tract	957800

Owner

Source: Fountain County records · APN 017C083010000100

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8234 E LAKE SHORE DR, ROCKVILLE, IN 47872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Warranty Deed, Transfer
Feb 17, 2026	Warranty Deed, Transfer
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Feb 08, 2016	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	20265476
Prior Transfer Date	Feb 04, 2016
Prior Transfer Doc	0201600276
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Feb 17, 2026
Property Address	2499 TRAIL LN, COVINGTON, IN 47932-8096
Document Number	0202600326
Instrument Date	Feb 13, 2026
Instrument	202600326
Transaction Type	Transfer
Record Updated	Mar 04, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2499 TRAIL LN, COVINGTON, IN 47932-8096
Investor	Possibly a Property Investor

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Feb 17, 2026
Property Address	2499 TRAIL LN, COVINGTON, IN 47932-8096
Document Number	0202600326
Instrument Date	Feb 13, 2026
Instrument	202600326
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2499 TRAIL LN, COVINGTON, IN 47932-8096
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jun 16, 2022
Property Address	2499 TRAIL LN, COVINGTON, IN 47932-8096
Document Number	0202201460
Instrument Date	May 11, 2022
Instrument	202201460
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2499 TRAIL LN, COVINGTON, IN 47932-8096

Mortgage

Document Number	0202201461
Date	Jun 16, 2022
Instrument	202201461

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Feb 08, 2016
Property Address	2499 TRAIL LN, COVINGTON, IN 47932-8096
Document Number	0201600276
Instrument Date	Feb 04, 2016
Instrument	201600276
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2499 TRAIL LN, COVINGTON, IN 47932-8096

Tax Assessment & Valuation

Source: Fountain County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,751.00 (-1.4%) Homeowner's exemption	$446,600 (+18.05%) Land $68,100 Building $378,500	$446,600 (+18.05%) Land $68,100 Building $378,500
2024	$2,790.00 (+3.03%)
2023	$2,708.00 (+6.28%)	$378,300 (+10.29%) Land $60,600 Building $317,700	$378,300 (+10.29%) Land $60,600 Building $317,700
2022	$2,548.00	$343,000 Land $50,500 Building $292,500	$343,000 Land $50,500 Building $292,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2013)
Most Recent Claim	May 2013 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	25 / 3

May also be available: Verizon.

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail Ln

Nearby Streets

All Covington, IN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures