Johnston County property record for 2499 Sumter Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,285 sqft · built 1997 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Aug 2021) |
| Tax Bill | $1,992 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06E02043U |
| Primary APN | 06E02043U |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,285 sqft Living Area |
| Gross Area | 1,923 sqft |
| 1st Floor Area | 1,285 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 440 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000241877 |
|---|---|
| Street Address | 2499 SUMTER DR |
| City | GARNER |
| State | NC |
| Zip | 27529-8649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 170 LANCASTER PLACE SEC 4 PH 1 50/104 |
| Legal Subdivision | LANCASTER PLACE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 170 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 41107 |
2499 Sumter Dr is owned and occupied by two individuals who bought it in August 2021.
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2499 SUMTER DR, GARNER, NC 27529-8649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CREDIT UNION |
| Aug 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on File |
| Deed Sale | Aug 11, 2021 · Amount on File |
| Prior Sale | Feb 18, 2015 · Amount on File |
| Deed Document Number | 2021764795 |
| Deed Book / Page | 6015 / 970 |
| Prior Transfer Date | Jan 8, 2015 |
| Prior Transfer Doc | 0000444494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Aug 3, 2026 |
| Property Address | 2499 SUMTER DR, GARNER, NC 27529-8649 |
| Document Number | 0000025549 |
| Book / Page | 7165 / 631 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202625549 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000025549, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 7165/631 |
| Instrument | 202625549 |
| Name | COASTAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Aug 11, 2021 |
| Property Address | 2499 SUMTER DR, GARNER, NC 27529-8649 |
| Document Number | 0000764795 |
| Book / Page | 6015 / 970 |
| Map Reference | MB 50 PG 104 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021764795 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6245-107 RIVER OAKS DR, 6245-107, WILMINGTON, NC 28412 |
| Name | Verified Name |
|---|---|
| Address | 2499 SUMTER DR, GARNER, NC 27529-8649 |
| Document Number | 0000764796 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021764796 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 2499 Sumter Dr was $1,992, down 1.6% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,992.00 (-1.58%) | $318,750 (-) Land $80,000 Building $238,750 | $318,750 (-) Land $80,000 Building $238,750 |
| 2025 | $2,024.00 | $318,750 Land $80,000 Building $238,750 | $318,750 Land $80,000 Building $238,750 |
| 2023 | $1,279.00 | $163,530 Land $46,000 Building $117,530 | $163,530 Land $46,000 Building $117,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2499 Sumter Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2499 Sumter Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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