2499 Paddock Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2499 Paddock Dr, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,539 sqft · built 1981
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Last Sale$1,225,000 (Jan 2018)
Tax Bill$16,086 (2025)
Deeds & MortgagesSep 2019 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN209-612-014-8

Property Details

APN / Parcel Number

Primary APN209-612-014-8
Alternative APN
  • 209-612-014

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,539 sqft Living Area
Gross Area3,205 sqft
1st Floor Area1,392 sqft
2nd Floor Area1,147 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area9,600 sqft (0.22 acres)
Garage TypeAttached
Garage Area666 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2499 PADDOCK DR
CitySAN RAMON
StateCA
Zip94583-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT05324 L0057 B
Legal SubdivisionSUBDIVISION 5324
Legal Tract05324
Legal Lot Number57
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract345115

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2499 PADDOCK DR, SAN RAMON, CA 94583-2428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ARCUS LENDING INC
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS
Jan 23, 2018Grant Deed, Transfer · ARM
MUFG UNION BANK NA
Mar 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2018 · Amount on Record
Deed SaleJan 23, 2018 · Amount on Record
Prior SaleSep 15, 2004 · Amount on Record
Deed Document Number201810354
Last Transfer DateAug 11, 2021
Transfer Doc0000230384
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2499 PADDOCK DR, SAN RAMON, CA 94583-2428
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000155344
DateSep 19, 2019
Instrument2019-155344
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateAug 19, 2021
Property Address2499 PADDOCK DR, SAN RAMON, CA 94583-2428
Document Number0000230384
Map ReferenceMB 236 PG 43
Instrument DateAug 11, 2021
Instrument2021-230384
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2499 PADDOCK DR, SAN RAMON, CA 94583-2428

Mortgage

Document Number0000230385
DateAug 19, 2021
Instrument2021-230385
Lender
NameARCUS LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2499 PADDOCK DR, SAN RAMON, CA 94583-2428
Document Number0000169218
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2499 PADDOCK DR SAN RAMON CA 945832428, SAN RAMON, CA 94583-2428

Mortgage

Document Number0000169218
DateAug 13, 2020
Instrument169218
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSAN JOSE, CA 95128
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJan 23, 2018
Property Address2499 PADDOCK DR, SAN RAMON, CA 94583-2428
Document Number0000010354
Map ReferenceMB 236 PG 43
Instrument DateJan 17, 2018
Instrument2018-010354
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE SIMPLIFILE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2499 PADDOCK DR, SAN RAMON, CA 94583-2428

Mortgage

Document Number0000010355
DateJan 23, 2018
Instrument2018-010355
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateFeb 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.62%
Index1-Year LIBOR
Max Rate9.62%

Mortgage

Document Number0000010356
DateJan 23, 2018
Instrument2018-010356
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 10, 2017
Property Address2499 PADDOCK DR, SAN RAMON, CA 94583-2428
Document Number0000043200
Instrument DateMar 2, 2017
Instrument43200
Transaction TypeTransfer
Record UpdatedMar 17, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address18 CROWN CANYON CT #300 SAN RAMON CA 94583, 300, SAN RAMON, CA 94583

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,421,711 (+2%) Land $928,466 Building $493,245
2025$16,086.00 (+3.73%) Homeowner's exemption$1,393,835 (+4.04%) Land $910,261 Building $483,574
2023$15,508.00 (+0.76%) Homeowner's exemption$1,339,713 Land $874,915 Building $464,798
2022$15,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 70% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

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