San Diego County property record for 2499 Duraznitos Pl, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,326 sqft · built 1985 |
| Lot Size | 6.23 acres (271,379 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Apr 2020) |
| Tax Bill | $8,471 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 285-051-69-00 |
| Primary APN | 285-051-69-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,326 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 271,379 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 2499 DURAZNITOS PL |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 1 TR PM07335 |
| Legal Subdivision | SOUTHEAST QUARTER |
| Legal Tract | 7335 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20801 |
Source: San Diego County records · APN 285-051-69-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Feb 07, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 08, 2022 | Intrafamily Transfer, Transfer |
| Jun 03, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 23, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LNS |
| Sep 05, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO |
| Feb 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRUCE W COZART |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Sep 05, 2018 · Amount on Record |
| Deed Document Number | 2020206837 |
| Last Transfer Date | Feb 07, 2022 |
| Transfer Doc | 0000058574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Investor | Possibly a Property Investor |
| Document Number | 0000100103 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022-0100103 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Investor | Possibly a Property Investor |
| Document Number | 0000056101 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 2022-0056101 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 08, 2022 |
| Property Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Document Number | 0000058574 |
| Instrument Date | Feb 07, 2022 |
| Instrument | 2022-0058574 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 03, 2020 |
| Property Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Document Number | 0000283079 |
| Instrument Date | May 15, 2020 |
| Instrument | 283079 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2499 DURAZNITOS PL RAMONA CA 920653677, RAMONA, CA 92065-3677 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 23, 2020 |
| Property Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Document Number | 0000206837 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 206837 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 06, 2020 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $781.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2499 DURAZNITOS PL RAMONA CA 920653677, RAMONA, CA 92065-3677 |
| Document Number | 206838 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 206838 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 05, 2018 |
| Property Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Document Number | 0000366309 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 366309 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $726.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2500 6TH AVE #708 SAN DIEGO CA 921036633, 708, SAN DIEGO, CA 92103-6633 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2499 DURAZNITOS PL, RAMONA, CA 92065-3677 |
| Document Number | 0000086500 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2499 DURAZNITOS PL RAMONA CA 920653677, RAMONA, CA 92065-3677 |
| Document Number | 0000086500 |
|---|---|
| Date | Mar 06, 2018 |
| Instrument | 86500 |
| Name | BRUCE W COZART |
|---|---|
| Address | 4730 3RD ST # A, LA MESA, CA 91941-5242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $792,013 (+2%) Land $457,359 Building $334,654 | |
| 2025 | $8,471.00 (+6.67%) Homeowner's exemption | $776,485 (+4.04%) Land $448,392 Building $328,093 |
| 2023 | $7,941.00 (-1.06%) Homeowner's exemption | $746,334 Land $430,981 Building $315,353 |
| 2022 | $8,026.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Extreme above 98% of the US · above 89% of California |
|---|---|
| Wildfire Likelihood | About 1 in 35 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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