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2499 Chatham St, El Cajon, CA 92020 Property Records

San Diego County property record for 2499 Chatham St, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,681 sqft · built 1950
Lot Size0.232 acres (10,100 sqft)
OwnerCompany Name on File
Last Sale$319,500 (Nov 2013)
Tax Bill$6,108 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN486-010-03-00

Property Details

APN / Parcel Number

Primary APN486-010-03-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,681 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area10,100 sqft (0.232 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2499 CHATHAM ST
CityEL CAJON
StateCA
Zip92020-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 31 TR 002309
Legal SubdivisionCHATHAM STREET SUB
Legal Tract002309
Legal Block3
Legal Lot Number31
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3015
Census Tract16100

Owner

2499 Chatham St is owned by a company that bought it in November 2013.

Source: San Diego County records, as of October 21, 2026

Owner of RecordCompany Name on File
Mailing Address2499 CHATHAM ST, EL CAJON, CA 92020-2708
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Jul 11, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2013 · Amount on File
Deed SaleNov 14, 2013 · Amount on File
Prior SaleDec 7, 2012 · Amount on File
Deed Document Number2013675289
Prior Transfer DateNov 29, 2012
Prior Transfer Doc0000771833
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2499 CHATHAM ST, EL CAJON, CA 92020-2708
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2499 CHATHAM ST, EL CAJON, CA 92020-2708

Mortgage

Document Number0000835958
DateDec 28, 2020
Instrument2020-0835958
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeNon-Lending Institution
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 11, 2018
Property Address2499 CHATHAM ST, EL CAJON, CA 92020-2708
Document Number0000282351
Instrument DateJul 9, 2018
Instrument282351
Transaction TypeTransfer
Record UpdatedJul 26, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2499 CHATHAM ST EL CAJON CA 920202708, EL CAJON, CA 92020-2708

Tax Assessment & Valuation

The 2025 property tax bill for 2499 Chatham St was $6,108.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$418,335 (+2%) Land $186,300 Building $232,035
2025$6,108.00$410,134 Land $182,648 Building $227,486
2023$5,612.00 (+4.86%)$394,209 Land $175,556 Building $218,653
2022$5,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2499 Chatham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2499 Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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