24980 Owens Ln, Klamath Falls, OR 97603 Property Records

Klamath County property record for 24980 Owens Ln, Klamath Falls, OR 97603

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,863 sqft · built 2003
Lot Size	12.8 acres (561,053 sqft)
Owner	2 Individual Names on File
Last Sale	$336,000 (Dec 2017)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R86926`

Property Details

APN / Parcel Number

Primary APN	`R86926`
Alternative APNs	`R-4108-01700-01000-000` `86926`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,863 sqft Living Area
1st Floor Area	1,863 sqft
Basement Area	678 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	561,053 sqft (12.8 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	264 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	86926
Street Address	24980 OWENS LN
City	KLAMATH FALLS
State	OR
Zip	97603-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR
Legal Description	TWP 41 RNGE 8, BLOCK SEC 17, TRACT WLY 1114.80 OF S2 OF GOVT LOT 2, ACRES 12.88
Legal Range	08E
Legal Township	41S
Legal Section	17
Legal Lot Number	2
Jurisdiction	KLAMATH OR
Township / Civil Division	KENO
Census Block Group	3
Census Block	3049
Census Tract	970300

Owner

24980 Owens Ln is owned by two individuals who bought it in December 2017.

Source: Klamath County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 72, MIDLAND, OR 97634-0072
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 22, 2017	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2017 · Amount on File
Deed Sale	Dec 22, 2017 · Amount on File
Prior Sale	Aug 4, 2009 · Amount on File
Deed Document Number	201714564
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Recording Date	Apr 20, 2026
Property Address	24980 OWENS LN, KLAMATH FALLS, OR 97603-9506
Document Number	0000003440
Book / Page	2026 / 3440
Instrument Date	Apr 6, 2026
Instrument	20263440
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24980 OWENS LN, KLAMATH FALLS, OR 97603-9506
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003440,
Date	Apr 20, 2026
Book Page	2026/3440
Instrument	20263440

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 4, 2046

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Recording Date	Apr 20, 2026
Property Address	24980 OWENS LN, KLAMATH FALLS, OR 97603-9506
Document Number	0000003440
Book / Page	2026 / 3440
Instrument Date	Apr 6, 2026
Instrument	20263440
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24980 OWENS LN, KLAMATH FALLS, OR 97603-9506

Mortgage

Document Number	0000003440,
Date	Apr 20, 2026
Book Page	2026/3440
Instrument	20263440

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 4, 2046

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	24980 OWENS LN, KLAMATH FALLS, OR 97603-9506
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24980 OWENS LN, KLAMATH FALLS, OR 97603-9506

Mortgage

Document Number	0000000344
Date	Jan 13, 2026
Instrument	2026-000344

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Dec 22, 2017
Property Address	24980 OWENS LN, KLAMATH FALLS, OR 97603-9506
Document Number	0000014564
Instrument Date	Dec 22, 2017
Instrument	14564
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 72 MIDLAND OR 976340072, MIDLAND, OR 97634-0072

Tax Assessment & Valuation

The 2025 property tax bill for 24980 Owens Ln was $1,785, up 3.2% from the year before.

Source: Klamath County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Unified School District	Klamath County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (+3.24%)	$208,770 (+3%)	$669,780 (-9.26%) Land $75,560 Building $594,220
2024	$1,729.00 (+4.16%)	$202,690 (-)	$738,110 (+13.21%) Land $77,870 Building $660,240
2023	$1,660.00	$202,690	$651,990 Land $77,870 Building $574,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24980 Owens Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24980 Owens Ln is high, ranking above 86% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of Oregon
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: CentraCom.

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