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2498 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2498 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,588 sqft · built 2008
Lot Size0.044 acres (1,916 sqft)
Owner2 Individual Names on File
Last Sale$143,000 (Oct 2018)
Tax Bill$549 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-26-30-0059-0001-1390

Property Details

APN / Parcel Number

Primary APN27-26-30-0059-0001-1390
Alternative APNs
  • 263027005900011390
  • 139543

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,588 sqft Living Area
Gross Area1,932 sqft
1st Floor Area632 sqft
Upper Floors Area956 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,916 sqft (0.044 acres)
Lot Dimensions87 ft deep x 22 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area92 sqft
Patio Area91 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2498 SEVEN OAKS DR
CitySAINT CLOUD
StateFL
Zip34772-7817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR3
Legal DescriptionOAK RIDGE PB 18 PG 127-131 LOT 139
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionOAK RIDGE
Legal Tract59
Legal Block1390
Legal Lot Number139
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1027
Census Tract43207

Owner

2498 Seven Oaks Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address2498 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2018 · Amount on File
Deed SaleOct 26, 2018 · Amount on File
Prior SaleJun 12, 2008 · Amount on File
Deed Document Number2018160278
Deed Book / Page5424 / 285
Prior Transfer DateAug 2, 2010
Prior Transfer Doc0040202475
Record UpdatedJun 8, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 26, 2018
Property Address2498 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817
Document Number0054240285
Book / Page5424 / 0285
Map ReferenceMB18 PG127-131
Instrument DateOct 15, 2018
Instrument2018160278
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,001.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3855 ENCHANTMENT LN, 3855, SAINT CLOUD, FL 34772-8252

Transferred To (Grantee/Buyer)

NameVerified Name
Address2498 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817

Mortgage

Document Number2018160279
DateOct 26, 2018
Instrument2018160279
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2498 Seven Oaks Dr was $549 with a homeowner's exemption, up 2% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$549.00 (+2.04%) Homeowner's exemption$68,467$240,400 Land $40,000 Building $200,400
2024$538.00 (+0.75%)
2023$534.00 (+1.91%) Homeowner's exemption$64,600 (+3%)$201,300 (+32.43%) Land $14,900 Building $186,400
2022$524.00 Homeowner's exemption$62,719$152,000 Land $14,900 Building $137,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2498 Seven Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2498 Seven Oaks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: AT&T, Xfinity.

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