2498 SE Monroe St, Stuart, FL 34997 Property Records

Martin County property record for 2498 SE Monroe St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1961
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Feb 2022)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-005-000-0156.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-005-000-0156.0-0-0000`
Alternative APNs	`52-38-41-005-000-01560-0` `41818`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Carport
Garage Area	230 sqft
Carport	Carport
Carport Area	230 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2498 SE MONROE ST
City	STUART
State	FL
Zip	34997-5920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 1 LOT 156
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	3
Legal Lot Number	156
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3007
Census Tract	1106

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8427 ALISTER BLVD W, PALM BEACH GARDENS, FL 33418-8171
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Feb 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Jan 31, 2006 · Amount on Record
Deed Document Number	20222944044
Deed Book / Page	3294 / 1729
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	May 19, 2026
Property Address	2498 SE MONROE ST, STUART, FL 34997-5920
Document Number	0003186667
Book / Page	3567 / 1878
Instrument Date	May 1, 2026
Instrument	20263186667
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 COTTONWOOD AVE, PALM BEACH GARDENS, FL 33410-2653

Mortgage

Document Number	0003186667,
Date	May 19, 2026
Book Page	3567/1878
Instrument	20263186667

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 22, 2022
Property Address	2498 SE MONROE ST, STUART, FL 34997-5920
Document Number	0032941729
Book / Page	3294 / 1729
Map Reference	MB 3 PG 21 PL 1
Instrument Date	Feb 16, 2022
Instrument	2944044
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8781 SW AVOCADO LN, 8781, STUART, FL 34997-7103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8427 ALISTER BLVD W, PALM BEACH GARDENS, FL 33418-8171

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,476.00 (-3.03%)	$254,050 (+4.17%) Land $135,000 Building $119,050	$254,050 (+4.17%) Land $135,000 Building $119,050
2024	$4,616.00 (+2.69%)
2023	$4,495.00 (+73.69%)	$243,870 (+162.62%) Land $130,000 Building $113,870	$243,870 (+22.65%) Land $130,000 Building $113,870
2022	$2,588.00	$92,859	$198,830 Land $115,000 Building $83,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA, TPC ACC Acquisition.

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