McLean County property record for 2498 Heather Ridge Dr, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,905 sqft · built 2002 |
| Lot Size | 0.33 acres (14,368 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Oct 2020) |
| Tax Bill | $10,599 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-11-426-001 |
| Primary APN | 14-11-426-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| 1st Floor Area | 1,905 sqft |
| Basement Area | 1,905 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 14,368 sqft (0.33 acres) |
| Lot Dimensions | 110 ft deep x 45 ft wide |
| Garage Area | 528 sqft |
| Porch | Open Frame Porch |
| Patio Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2498 HEATHER RIDGE DR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-5460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | HEATHER RIDGE SUB LT 6 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 11 |
| Legal Subdivision | HEATHER RIDGE SUB |
| Legal Lot Number | 6 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 105 |
2498 Heather Ridge Dr is owned and occupied by two individuals who bought it in October 2020.
Source: McLean County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2498 HEATHER RIDGE DR, NORMAL, IL 61761-5460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BLOOMINGTON |
| Apr 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON |
| Oct 23, 2020 | Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Deed Document Number | 202022553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2498 HEATHER RIDGE DR, NORMAL, IL 61761-5460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2498 HEATHER RIDGE DR, NORMAL, IL 61761-5460 |
| Document Number | 202300001684 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 2023-00001684 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 24, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2498 HEATHER RIDGE DR, NORMAL, IL 61761-5460 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202100009606 |
|---|---|
| Date | Apr 25, 2021 |
| Instrument | 2021-00009606 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 23, 2020 |
| Property Address | 2498 HEATHER RIDGE DR, NORMAL, IL 61761-5460 |
| Document Number | 202000022553 |
| Map Reference | DOC 2001-00024316 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 2020-00022553 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ILLINOIS TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2498 HEATHER RIDGE DR, NORMAL, IL 61761-5460 |
| Document Number | 202000022554 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-00022554 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 9, 2021 |
| Rate | 4.25% |
|---|
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149,019 Land $24,138 Building $124,881 | $447,057 Land $72,414 Building $374,643 | |
| 2024 | $10,599.00 (+6.52%) | ||
| 2023 | $9,950.00 | $122,260 Land $19,804 Building $102,456 | $366,780 Land $59,412 Building $307,368 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2498 Heather Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2498 Heather Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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