2498 Audrey Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 2498 Audrey Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1950
Lot Size	0.253 acres (11,038 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Sep 2017)
Tax Bill	$14,110 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-04411-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`19-04411-0000-00007`
Alternative APN	`190441100007`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	11,038 sqft (0.253 acres)
Lot Dimensions	146 ft deep x 59 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2498 AUDREY TER
City	UNION
State	NJ
Zip	07083-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HAMILTON PARK
Legal Block	4411
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	32901

Owner

2498 Audrey Ter is owned and occupied by two individuals who bought it in September 2017.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2498 AUDREY TER, UNION, NJ 07083-4915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on File
Deed Sale	Sep 18, 2017 · Amount on File
Prior Sale	Jun 3, 2005 · Amount on File
Deed Document Number	2017291350
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Sep 18, 2017
Property Address	2498 AUDREY TER, UNION, NJ 07083-4915
Document Number	0062150801
Book / Page	006215 / 000801
Instrument Date	Aug 10, 2017
Instrument	291350
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2498 AUDREY TER UNION NJ 070834915, UNION, NJ 07083-4915

Mortgage

Document Number	143340436
Date	Sep 18, 2017
Book Page	014334/000436
Instrument	646405

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2498 Audrey Ter was $14,110, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,500 (-) Land $20,900 Building $39,600	$60,500 (-) Land $20,900 Building $39,600
2025	$14,110.00 (+4.35%)	$60,500 Land $20,900 Building $39,600	$60,500 Land $20,900 Building $39,600
2024	$13,522.00
2023		$60,500 Land $20,900 Building $39,600	$60,500 Land $20,900 Building $39,600
2022	$12,654.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2498 Audrey Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	98 (1989–2023)
Claims Outside the SFHA	14 of 98
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 23 claims Hurricane Irene, Aug 2011 · 32 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2498 Audrey Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20