24972 Catherine Way, Dana Point, CA 92629 Property Records

Orange County property record for 24972 Catherine Way, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,162 sqft · built 1989
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,995,000 (Nov 2017)
Tax Bill	$26,776 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`682-221-19`

Property Details

APN / Parcel Number

Primary APN	`682-221-19`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,162 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	9,000 sqft (0.207 acres)
Garage Area	696 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	24972 CATHERINE WAY
City	DANA POINT
State	CA
Zip	92629-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10718 BLK LOT 13
Legal Subdivision	TR 10718
Legal Tract	10718
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2001
Census Tract	42339

Owner

24972 Catherine Way is owned and occupied by two individuals who bought it in November 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24972 CATHERINE WAY, DANA POINT, CA 92629-1928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 27, 2017	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on File
Deed Sale	Nov 27, 2017 · Amount on File
Prior Sale	Aug 22, 2003 · Amount on File
Deed Document Number	2017508179
Transfer Doc	0000156410
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24972 CATHERINE WAY, DANA POINT, CA 92629-1928
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24972 CATHERINE WAY, DANA POINT, CA 92629-1928

Mortgage

Document Number	0000089336
Date	Mar 30, 2026
Instrument	2026000089336

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24972 CATHERINE WAY, DANA POINT, CA 92629-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000537017
Date	Dec 23, 2019
Instrument	2019000537017

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24972 CATHERINE WAY, DANA POINT, CA 92629-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009128
Date	Jan 10, 2018
Instrument	2018000009128

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 27, 2017
Property Address	24972 CATHERINE WAY, DANA POINT, CA 92629-1928
Document Number	0000508179
Instrument Date	Oct 30, 2017
Instrument	508179
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,194.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24972 CATHERINE WAY DANA POINT CA 926291928, DANA POINT, CA 92629-1928

Tax Assessment & Valuation

The 2025 property tax bill for 24972 Catherine Way was $26,776, up 3.1% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,410,704 (+2%) Land $1,526,434 Building $884,270
2025	$26,776.00 (+3.1%)	$2,363,436 Land $1,496,504 Building $866,932
2024	$25,971.00 (+3.78%)
2023	$25,025.00 (+2.4%)	$2,271,662 Land $1,438,393 Building $833,269
2022	$24,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24972 Catherine Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24972 Catherine Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 899 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: AT&T, T-Mobile, Verizon.

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