Galveston County property record for 2497 Whispering Palms, Crystal Beach, TX 77650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 944 sqft · built 1984 |
| Lot Size | 0.27 acres (11,746 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,400 (Jan 2022) |
| Tax Bill | $913 (2018) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 7605-0000-0004-000 |
| Primary APN | 7605-0000-0004-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,746 sqft (0.27 acres) |
| Garage Type | Carport |
| Garage Area | 1,032 sqft |
| Carport | Carport |
| Carport Area | 1,032 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 304 sqft |
| Patio Area | 304 sqft |
| Storage Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 2497 WHISPERING PALMS |
|---|---|
| City | PORT BOLIVAR |
| State | TX |
| Zip | 77650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST 65 B FRANKS SUR LOT 4 & W 1/2 OF LOT 5 WHISPERING PALMS SEC 1 |
| Legal Subdivision | WHISPERING PALMS |
| Legal Block | 3 |
| Legal Lot Number | 4,5 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | BOLIVAR PENINSULA |
| Census Block Group | 3 |
| Census Block | 3081 |
| Census Tract | 723900 |
2497 Whispering Palms is owned and occupied by two individuals who bought it in January 2022.
Source: Galveston County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1182, PORT BOLIVAR, TX 77650-1182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 24, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Oct 24, 2018 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on File |
| Deed Sale | Jan 18, 2022 · Amount on File |
| Prior Sale | Oct 24, 2018 · Amount on File |
| Deed Document Number | 20223643 |
| Prior Transfer Date | Jan 14, 2022 |
| Prior Transfer Doc | 0000003643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Jan 18, 2022 |
| Property Address | 2497 WHISPERING PALMS, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000003643 |
| Map Reference | VOL 16 PG 57 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022003643 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2497 WHISPERING PALMS, 2497, CRYSTAL BEACH, TX 77650 |
| Name | Verified Name |
|---|---|
| Address | 2497 WHISPERING PALMS, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000003644 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022003644 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2497 WHISPERING PALMS, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000006003 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2497 WHISPERING PALMS CRYSTAL BEACH TX 77650, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000006003 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 6003 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Oct 24, 2018 |
| Property Address | 2497 WHISPERING PALMS, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000064123 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 64123 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | SOUTHLAND TITLE COMPANY, SOUTH LAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2814 CRYSTAL BEACH TX 776502814, CRYSTAL BEACH, TX 77650-2814 |
| Document Number | 64124 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 64124 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2048 |
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,180 (+0.36%) Land $4,460 Building $308,720 | $313,180 (+0.36%) Land $4,460 Building $308,720 | |
| 2025 | $312,060 Land $4,460 Building $307,600 | $312,060 Land $4,460 Building $307,600 | |
| 2023 | $304,210 Land $3,510 Building $300,700 | $304,210 Land $3,510 Building $300,700 | |
| 2018 | $913.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2497 Whispering Palms in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 2,488 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,488 in force |
| Nearby Flood Claims | 273 (1979–2026) |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2497 Whispering Palms is high, ranking above 84% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOLIVAR PENINSULA SUD serves 18,424 people · EPA ID TX0840044 |
|---|---|
| Water Source | Purchased surface water from LOWER NECHES VALLEY AUTHORITY |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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