2497 Gardner Rd, Galloway, OH 43119 Property Records

Franklin County property record for 2497 Gardner Rd, Galloway, OH 43119

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,531 sqft · built 1972
Lot Size2.35 acres (102,497 sqft)
OwnerIndividual Name on Record
Last Sale$154,000 (Mar 2007)
Tax Bill$5,230 (2024)
Deeds & MortgagesJun 2023 Line of Credit
Apr 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN230-000107

Property Details

APN / Parcel Number

Primary APN230-000107

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,531 sqft Living Area
1st Floor Area1,543 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Lot Area102,497 sqft (2.35 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces2 Parking Spaces
Pole Barn660 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2497 GARDNER RD
CityGALLOWAY
StateOH
Zip43119-9739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2497 GARDNER RD ENTRY 2676 2.361 ACRES
Legal SubdivisionKENTON
JurisdictionFRANKLIN OH
Township / Civil DivisionPLEASANT
Census Block Group1
Census Block1002
Census Tract9802

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2497 GARDNER RD, GALLOWAY, OH 43119-9739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 28, 2023Intrafamily Transfer, Transfer
Dec 17, 2019Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Oct 26, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND
Oct 26, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2007 · Amount on Record
Deed SaleMar 5, 2007 · Amount on Record
Prior SaleOct 18, 2011 · Amount on Record
Deed Document Number0000037086
Last Transfer DateApr 28, 2023
Transfer Doc0000041287
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address2497 GARDNER RD, GALLOWAY, OH 43119-9739
Transaction TypeMortgage
Record UpdatedJun 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2497 GARDNER RD, GALLOWAY, OH 43119-9739

Mortgage

Document Number0000059723
DateJun 16, 2023
Instrument202306160059723
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 6, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN OH
Recording DateApr 28, 2023
Property Address2497 GARDNER RD, GALLOWAY, OH 43119-9739
Document Number0000041287
Instrument DateApr 27, 2023
Instrument202304280041287
Transaction TypeTransfer
Record UpdatedMay 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4270 MONTGOMERY ST, BROOKSVILLE, FL 34601-8380

Transferred To (Grantee/Buyer)

NameVerified Name
Address2497 GARDNER RD, GALLOWAY, OH 43119-9739

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address2497 GARDNER RD, GALLOWAY, OH 43119-9739
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000169497
DateDec 17, 2019
Instrument201912170169497
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 22, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address2497 GARDNER RD, GALLOWAY, OH 43119-9739
Document Number0000151635
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedNov 19, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2497 GARDNER RD GALLOWAY OH 431199739, GALLOWAY, OH 43119-9739

Mortgage

Document Number0000151635
DateNov 7, 2018
Instrument151635
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 6, 2048
Interest
Rate TypeAdjustable Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address2497 GARDNER RD, GALLOWAY, OH 43119-9739
Document Number0000077659
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2497 GARDNER RD GALLOWAY OH 431199739, GALLOWAY, OH 43119-9739

Mortgage

Document Number0000077659
DateJun 27, 2019
Instrument77659
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 26, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
County SubdivisionPleasant Township
Unified School DistrictSouth-Western City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,230.00 (+11.59%) Homeowner's exemption$117,750 (-) Land $21,880 Building $95,870
2023$4,687.00 (-3.82%) Homeowner's exemption$117,750 (+32.92%) Land $21,880 Building $95,870$336,400 (+32.91%) Land $62,500 Building $273,900
2022$4,873.00 Homeowner's exemption$88,590 Land $22,960 Building $65,630
2020$253,100 Land $65,600 Building $187,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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