2497 Cth C, Rhinelander, WI 54501 Property Records

Oneida County property record for 2497 Cth C, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Company Names on File
Last Sale	$109,000 (Mar 2021)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ST 395 1`

Property Details

APN / Parcel Number

Primary APN	`ST 395 1`

Exterior

Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	80 ft deep x 30 ft wide

Location & Zoning

Street Address	2497 CTH C
City	RHINELANDER
State	WI
Zip	54501-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 818373/797695 PT SW NW & NW SW .63A SEE SM C3071LOT 1 CSM V2 P347 & 30' X 80' PCL S OF & ADJ TO LOT 1 BOTH DESC DOC 81837
Legal Range	10E
Legal Township	37N
Legal Section	26
Legal Subdivision	CERTIFIED
Legal Lot Number	1
Jurisdiction	ONEIDA WI
Township / Civil Division	STELLA
Census Block Group	2
Census Block	2064
Census Tract	970104

Owner

2497 Cth C is owned by a company that bought it in March 2021 and is owner-occupied.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Company Names on File
Mailing Address	2497 CTH C, RHINELANDER, WI 54501-9583
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit COVANTAGE CU
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Deed Document Number	2021818373
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	2497 CTH C, RHINELANDER, WI 54501-9583
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000866343
Date	Nov 4, 2025
Instrument	866343

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Mar 23, 2021
Property Address	2497 CTH C, RHINELANDER, WI 54501-9583
Document Number	0000818373
Map Reference	VOL 2 PG 347
Instrument Date	Mar 9, 2021
Instrument	818373
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	ONEIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000818374
Date	Mar 23, 2021
Instrument	818374

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	4.86%
Index	1-Year CMT
Max Rate	8.86%

Mortgage

Document Number	0000818375
Date	Mar 23, 2021
Instrument	818375

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2497 Cth C was $1,778 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Stella Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00	$101,200 Land $6,100 Building $95,100	$170,213 Land $10,260 Building $159,953
2023	$1,533.00 Homeowner's exemption	$101,200 Land $6,100 Building $95,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2497 Cth C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2497 Cth C is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cth C

Nearby Streets

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