Kershaw County property record for 2497 Bowen St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 1,204 sqft · built 1999 |
| Owner | Individual on Record |
| Last Sale | $109,900 (Aug 2018) |
| Tax Bill | $798 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E334-04-00-007-SEI |
| Primary APN | E334-04-00-007-SEI |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,204 sqft Gross Area |
| Gross Area | 996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Vinyl |
| Porch | Porch |
| Porch Area | 88 sqft |
| Deck Area | 120 sqft |
| Account Number | 36088 |
|---|---|
| Old Parcel Number | E334-04-00-007 SEI |
| Street Address | 2497 BOWEN ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | BRENTWOOD SUBDIV PHASE I LOT 7 |
| Legal Subdivision | BRENTWOOD SUBDIV |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 970909 |
Source: Kershaw County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 2497 BOWEN ST, ELGIN, SC 29045-8952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Aug 15, 2018 | Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Deed Document Number | 0000039031 |
| Deed Book / Page | 3903 / 1 |
| Last Transfer Date | Aug 15, 2018 |
| Transfer Doc | 0000006350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2497 BOWEN ST, ELGIN, SC 29045-8952 |
| Document Number | 0000008784 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 2497 BOWEN ST ELGIN SC 290458952, ELGIN, SC 29045-8952 |
| Document Number | 0000008784 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 004308/000228 |
| Instrument | 8784 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 15, 2018 |
| Property Address | 2497 BOWEN ST, ELGIN, SC 29045-8952 |
| Document Number | 0000006350 |
| Book / Page | 003903 / 000001 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 6350 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2497 BOWEN ST ELGIN SC 290458952, ELGIN, SC 29045-8952 |
| Document Number | 6352 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 003903/000015 |
| Instrument | 6352 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 14, 2028 |
| Document Number | 6351, |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 003903/000004 |
| Instrument | 6351 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2048 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Municipality | Elgin Town |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $798.00 (-36.06%) | $111,500 (-) Land $20,000 Building $91,500 | $111,500 (-) |
| 2023 | $1,248.00 | $111,500 Land $20,000 Building $91,500 | $111,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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