DeSoto County property record for 2496 Tragg Ave, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,531 sqft · built 2004 |
| Lot Size | 0.296 acres (12,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jun 2021) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jan 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-12-0-00092-00 |
| Primary APN | 3-07-4-17-12-0-00092-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,531 sqft Adjusted Area |
| 1st Floor Area | 2,131 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,899 sqft (0.296 acres) |
| Lot Dimensions | 91 ft deep x 78 ft wide |
| Patio Area | 85 sqft |
| Street Address | 2496 TRAGG AVE |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | CREEKSIDE S-D SEC B LOT 92 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | CREEKSIDE S-D |
| Legal Lot Number | 92 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 71001 |
Source: DeSoto County assessment roll, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2496 TRAGG AVE, HERNANDO, MS 38632-6935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Jan 9, 2017 | Deed of Trust, Mortgage EAGLE LAND LLC |
| Jun 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jan 9, 2017 | Warranty Deed, Transfer REALITY TITLE, REALTY TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on Record |
| Deed Sale | Jun 28, 2021 · Amount on Record |
| Prior Sale | Jan 9, 2017 · Amount on Record |
| Deed Book / Page | 962 / 566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2496 TRAGG AVE, HERNANDO, MS 38632-6935 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 5660/24124 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 5660/24124 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2496 TRAGG AVE, HERNANDO, MS 38632-6935 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004286/610 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 4286/610 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2496 TRAGG AVE, HERNANDO, MS 38632-6935 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004286/639 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 4286/639 |
| Name | EAGLE LAND LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW ALBANY, MS 38652 |
| Amount | Amount Recorded |
|---|---|
| Term | 107 Months |
| Due | Dec 20, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 28, 2021 |
| Property Address | 2496 TRAGG AVE, HERNANDO, MS 38632-6935 |
| Document Number | 000962/566 |
| Book / Page | 962 / 566 |
| Map Reference | MB 80 PG 32 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 418, SENATOBIA, MS 38668-0418 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2496 TRAGG AVE, HERNANDO, MS 38632-6935 |
| Document Number | 0005276483 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 5276/483 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 9, 2017 |
| Property Address | 2496 TRAGG AVE, HERNANDO, MS 38632-6935 |
| Document Number | 000812/373 |
| Book / Page | 0812 / 373 |
| Map Reference | PL MB 80 PG 32 |
| Instrument Date | Jan 5, 2016 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 BRIGHT RD, 2600, HERNANDO, MS 38632-9633 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2496 TRAGG AVE, HERNANDO, MS 38632-6935 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,182.00 (+18.14%) | $21,308 (+37.69%) Land $2,500 Building $18,808 | $213,079 (+37.69%) Land $25,000 Building $188,079 |
| 2023 | $1,847.00 | $15,475 | $154,753 Land $25,000 Building $129,753 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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