2496 Pine Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2496 Pine Dr, Ferndale, WA 98248 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1998
Square Footage2,603 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$910,000 (2024)
Tax Bill$6,581.00 (2025)

Property Details

APN / Parcel Number

Primary APN390219-008555-0000
Alternative APNs
  • 609576
  • 579736
  • 621048
  • 93643

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,603 sqft Living Area
Gross Area4,301 sqft Gross Area
1st Floor1,362 sqft 1st Floor
Basement Area814 sqft Basement
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureFinished/Painted Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialCombination Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area884 sqft Garage
Patio Area230 sqft Patio
Porch Area371 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number93643
Street Address2496 PINE DR
CityFERNDALE
StateWA
Zip98248-9273
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORCHARD CREST LOT 8
Legal Range02
Legal Township39
Legal Section19
Legal SubdivisionORCHARD CREST
Legal Block1
Legal Lot Number8
JurisdictionWHATCOM WA
Minor Civil DivisionFERNDALE
Census Blockgroup1
Census Block1003
Census Tract10503

Owner

Source: Whatcom County records · APN 390219-008555-0000

Assessment roll updated December 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2496 PINE DR, FERNDALE, WA 98248-9273
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Oct 22, 2025Quit Claim Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Oct 22, 2025Quit Claim Deed, Transfer
WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW
Apr 26, 2021Quit Claim Deed, Transfer · Conventional Mortgage
AMERICAN FINANCING CORP
May 17, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF THE PACIFIC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2024 · Amount on Record
Deed SaleJun 25, 2024 · Amount on Record
Prior SaleMay 17, 2019 · Amount on Record
Deed Doc Number20241838
Prior Transfer DateMar 16, 2021
Prior Transfer Doc0000004477
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Recording DateAug 10, 2026
Property Address2496 PINE DR, FERNDALE, WA 98248-9273
Document Number0000000593
Instrument DateAug 04, 2026
Instrument2026593
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address2496 PINE DR, FERNDALE, WA 98248-9273

Mortgage

Document Number0000000593,
DateAug 10, 2026
Instrument2026593
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2041
Interest
Rate TypeFixed Rate
Rate5.82%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateOct 22, 2025
Property Address2496 PINE DR, FERNDALE, WA 98248-9273
Document Number0001001783
Map ReferenceVOL 17 PG 44&45
Instrument DateOct 21, 2025
Instrument2025-1001783
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyWHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2496 PINE DR, FERNDALE, WA 98248-9273

Mortgage

Document Number0001001784
DateOct 22, 2025
Instrument2025-1001784
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateOct 22, 2025
Property Address2496 PINE DR, FERNDALE, WA 98248-9273
Document Number0001001782
Map ReferenceVOL 17 PG 44&45
Instrument DateOct 20, 2025
Instrument2025-1001782
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyWHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2496 PINE DR, FERNDALE, WA 98248-9273

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateApr 26, 2021
Property Address2496 PINE DR, FERNDALE, WA 98248-9273
Document Number0000404477
Map ReferenceVOL 17 PG 44
Instrument DateMar 16, 2021
Instrument2021-0404477
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2496 PINE DR, FERNDALE, WA 98248-9273

Mortgage

Document Number0000404478
DateApr 26, 2021
Instrument2021-0404478
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMay 17, 2019
Property Address2496 PINE DR, FERNDALE, WA 98248-9273
Document Number2190502010
Instrument DateMay 08, 2019
Instrument502010
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,261.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2496 PINE DR FERNDALE WA 982489273, FERNDALE, WA 98248-9273

Mortgage

Document Number2190502011
DateMay 17, 2019
Instrument502011
Lender
NameBANK OF THE PACIFIC
TypeBank
AddressBELLINGHAM, WA 98225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 16, 2049

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,581.00 (+23.1%)$881,099 (+23.46%) Land $224,070 Building $657,029$881,099 (+23.46%) Land $224,070 Building $657,029
2024$5,346.00 (-0.24%)$713,696 (-0.76%) Land $231,000 Building $482,696$713,696 (-0.76%) Land $231,000 Building $482,696
2022$719,166 Land $168,534 Building $550,632$719,166 Land $168,534 Building $550,632
2021$5,359.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of Washington
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pine Dr

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