Midland County property record for 2496 E Ashby Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1937 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,500 (Oct 2023) |
| Tax Bill | $2,795 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-030-400-240-00 |
| Primary APN | 120-030-400-240-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,610 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Ranch |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 231 ft deep x 132 ft wide |
| Garage Area | 1,600 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2496 E ASHBY RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 30 T14N R2E COM AT E 1/4 COR, TH S 264 FT, W 165 FT, N 264 FT, E 165 FT. |
| Legal Range | 02E |
| Legal Township | 14N |
| Legal Section | 30 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 290500 |
Source: Midland County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit WILDFIRE CREDIT UNION |
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CREDIT UNION |
| Dec 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU |
| Oct 9, 2023 | Warranty Deed, Transfer |
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage BLG HOLDINGS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2023 · Amount on Record |
| Deed Sale | Oct 9, 2023 · Amount on Record |
| Prior Sale | Oct 4, 2021 · Amount on Record |
| Deed Book / Page | 1668 / 152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 1, 2026 |
| Property Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Document Number | 0000003166 |
| Book / Page | 2026 / 3166 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20263166 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Document Number | 0000003166, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 2026/3166 |
| Instrument | 20263166 |
| Name | WILDFIRE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 26, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 1, 2026 |
| Property Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Document Number | 0000003165 |
| Book / Page | 2026 / 3165 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20263165 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Document Number | 0000003165, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 2026/3165 |
| Instrument | 20263165 |
| Name | WILDFIRE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Document Number | 001669/454 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 1669/454 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 9, 2023 |
| Property Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Document Number | 001668/152 |
| Book / Page | 1668 / 152 |
| Instrument Date | Oct 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,226.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Name | Verified Name |
|---|---|
| Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 4, 2021 |
| Property Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Document Number | 1650/359 |
| Book / Page | 1650 / 359 |
| Instrument Date | Oct 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2496 E ASHBY RD, 2496, MIDLAND, MI 48640-8962 |
| Name | Verified Name |
|---|---|
| Address | 2496 E ASHBY RD, MIDLAND, MI 48640-8962 |
| Document Number | 1650360 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 1650/360 |
| Name | BLG HOLDINGS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Midland Charter Township |
| Unified School District | Bullock Creek School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,400 (+13.07%) | $174,800 (+13.07%) | |
| 2024 | $2,795.00 (+21.31%) | ||
| 2023 | $77,300 | $154,600 | |
| 2022 | $2,304.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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