2495 Sharma Ln, Howell, MI 48843 Property Records

Livingston County property record for 2495 Sharma Ln, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,117 sqft · built 1978
Lot Size	0.864 acres (37,636 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2022)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-16-101-006`

Property Details

APN / Parcel Number

Primary APN	`10-16-101-006`
Alternative APN	`471016101006`

Interior

Full Baths	2 Baths
Building Area	2,117 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	37,636 sqft (0.864 acres)
Lot Dimensions	283 ft deep x 133 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	24 sqft
Poultry House	648 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2495 SHARMA LN
City	HOWELL
State	MI
Zip	48843-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ERS-2
Legal Description	SEC 16 T2N R4E ERMINA VILLAGE SUB, LOT 6
Legal Range	04E
Legal Township	02N
Legal Section	16
Legal Subdivision	ERMINA VILLAGE
Legal Tract	730100
Legal Lot Number	6
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	2
Census Block	2007
Census Tract	730101

Owner

2495 Sharma Ln is owned and occupied by an individual who bought it in July 2022.

Source: Livingston County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2495 SHARMA LN, HOWELL, MI 48843-8930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Aug 10, 2012 · Amount on File
Deed Document Number	202220553
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2495 SHARMA LN, HOWELL, MI 48843-8930
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 SHARMA LN, HOWELL, MI 48843-8930

Mortgage

Document Number	0000017930
Date	Sep 26, 2023
Instrument	2023R-017930

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 26, 2038

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 27, 2022
Property Address	2495 SHARMA LN, HOWELL, MI 48843-8930
Document Number	0000020553
Map Reference	LB 20 PG 19
Instrument Date	Jul 15, 2022
Instrument	2022R-020553
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2495 SHARMA LN, 2495, HOWELL, MI 48843-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 SHARMA LN, HOWELL, MI 48843-8930

Mortgage

Document Number	0000020554
Date	Jul 27, 2022
Instrument	2022R-020554

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2495 SHARMA LN, HOWELL, MI 48843-8930
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 SHARMA LN, HOWELL, MI 48843-8930

Mortgage

Document Number	2021R012510
Date	Mar 22, 2021
Instrument	2021R-012510

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2495 Sharma Ln was $3,153 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,800	$289,600
2025	$3,153.00
2023		$127,000
2021	$1,771.00		$254,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2495 Sharma Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2495 Sharma Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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