2495 Crossfields Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 2495 Crossfields Ct, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,784 sqft · built 1992
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,827 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-09-32-001-026.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-32-001-026.000-018`
Alternative APN	`1709320001026000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,784 sqft Living Area
1st Floor Area	1,316 sqft
2nd Floor Area	1,140 sqft
Basement Area	464 sqft
Finished Basement	400 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)
Lot Dimensions	200 ft deep x 372 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709320001026000
Street Address	2495 CROSSFIELDS CT
City	CARMEL
State	IN
Zip	46032-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.33, SECTION 32, TOWNSHIP 18, RANGE 3, CROSSFIELDS, LOT 100
Legal Range	03
Legal Township	18
Legal Section	32
Legal Subdivision	CROSSFIELDS
Legal Lot Number	100
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2024
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2495 CROSSFIELDS CT, CARMEL, IN 46032-8925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 14, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2495 CROSSFIELDS CT, CARMEL, IN 46032-8925
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 CROSSFIELDS CT, CARMEL, IN 46032-8925

Mortgage

Document Number	0000047388
Date	Dec 19, 2023
Instrument	2023047388

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2053

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 14, 2022
Property Address	2495 CROSSFIELDS CT, CARMEL, IN 46032-8925
Document Number	0000013157
Instrument Date	Mar 14, 2022
Instrument	2022013157
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 CROSSFIELDS CT, CARMEL, IN 46032-8925

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$570,000 (+16.11%) Land $249,000 Building $321,000	$570,000 (+16.11%) Land $249,000 Building $321,000
2024	$5,827.00 (+4.22%)
2023	$5,591.00 (+6.29%) Homeowner's exemption	$490,900 (+9.21%) Land $249,000 Building $241,900	$490,900 (+9.21%) Land $249,000 Building $241,900
2022	$5,260.00 Homeowner's exemption	$449,500 Land $154,800 Building $294,700	$449,500 Land $154,800 Building $294,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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