Rowan County property record for 2495 Cranston Rd, Morehead, KY 40351
| Property Type | Commercial |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $3,557 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00 00 019.00 |
| Primary APN | 060-00 00 019.00 |
|---|---|
| Alternative APNs |
|
| Account Number | 6104 |
|---|---|
| Street Address | 2495 CRANSTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8975 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 2-BLDGS & 6.093 A (MAP 60-19.01 COMBINED) |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950100 |
2495 Cranston Rd, a commercial property, is owned by a company that acquired it in January 2025.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1600 RICE RD, MOREHEAD, KY 40351-7920 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| May 14, 2019 | Deed, Transfer · Commercial Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2025 |
| Deed Sale | Jan 10, 2025 |
| Prior Sale | Jan 10, 2025 |
| Deed Document Number | 2034149 |
| Deed Book / Page | D294 / 319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 2495 CRANSTON RD, MOREHEAD, KY 40351-8975 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | A419/43 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | A419/43 |
| Instrument | 2005135 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | PRESTONSBURG, KY 41653 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 21, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 14, 2019 |
| Property Address | 2495 CRANSTON RD, MOREHEAD, KY 40351-8975 |
| Document Number | D271/683 |
| Book / Page | D271 / 683 |
| Instrument Date | May 10, 2019 |
| Instrument | 413969 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 HOPE ST, 300, MOUNT WASHINGTON, KY 40047-7757 |
| Name | Verified Name |
|---|---|
| Address | 189 EDGEWATER RD, MOREHEAD, KY 40351-7959 |
| Document Number | 00A405/516 |
|---|---|
| Date | May 14, 2019 |
| Book Page | A405/516 |
| Instrument | 413970 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 10, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2495 Cranston Rd was $3,557.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,557.00 | $425,000 Land $50,000 Building $375,000 | $425,000 Land $50,000 Building $375,000 |
| 2023 | $3,621.00 | $425,000 Land $50,000 Building $375,000 | $425,000 Land $50,000 Building $375,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2495 Cranston Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2495 Cranston Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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