2495 Celtic Dr, Lincoln, CA 95648 Property Records

Placer County property record for 2495 Celtic Dr, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,843 sqft · built 2000
Lot Size0.137 acres (5,963 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Dec 2021)
Tax Bill$7,841 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN009-050-032-000

Property Details

APN / Parcel Number

Primary APN009-050-032-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,843 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Construction TypeFrame
Lot Area5,963 sqft (0.137 acres)
Garage Area686 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2495 CELTIC DR
CityLINCOLN
StateCA
Zip95648-2901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 GLENMOOR UNIT NO 1 MOR V-100
Legal SubdivisionGLENMOOR UNIT NO. 1
Legal Lot Number32
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2012
Census Tract23900

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2495 CELTIC DR, LINCOLN, CA 95648-2901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Grant Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Mar 30, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 28, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleAug 4, 2011 · Amount on Record
Deed Document Number2021150743
Prior Transfer DateApr 21, 2017
Prior Transfer Doc0000031511
Record UpdatedOct 29, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateDec 13, 2021
Property Address2495 CELTIC DR, LINCOLN, CA 95648-2901
Document Number0000150743
Map ReferenceMB V PG 100
Instrument DateDec 1, 2021
Instrument2021-0150743
Transaction TypeTransfer
Record UpdatedDec 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2495 CELTIC DR, LINCOLN, CA 95648-2901

Mortgage

Document Number0000150744
DateDec 13, 2021
Instrument2021-0150744
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2495 CELTIC DR, LINCOLN, CA 95648-2901
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2495 CELTIC DR, LINCOLN, WA 98383

Mortgage

Document Number0000043733
DateMar 30, 2021
Instrument2021-0043733
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 29, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2495 CELTIC DR, LINCOLN, CA 95648-2901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003814
DateJan 15, 2020
Instrument2020-0003814
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2040

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2495 CELTIC DR, LINCOLN, CA 95648-2901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095004
DateNov 30, 2017
Instrument2017-0095004
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2037

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateApr 28, 2017
Property Address2495 CELTIC DR, LINCOLN, CA 95648-2901
Document Number0000031511
Map ReferenceMAP V PG100
Instrument DateApr 21, 2017
Instrument2017-0031511
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2495 CELTIC DR, LINCOLN, CA 95648-2901

Mortgage

Document Number0000031512
DateApr 28, 2017
Instrument2017-0031512
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2032

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$757,701 (+2%) Land $162,364 Building $595,337
2025$7,841.00 (+7.21%)$742,845 (+9.08%) Land $159,181 Building $583,664
2023$7,314.00 (-3.14%)$681,000 Land $145,900 Building $535,100
2022$7,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 56,268 people · EPA ID CA3110004
Water SourcePurchased surface water from PLACER CWA - FOOTHILL
Last State InspectionJan 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Corridor Wireless
Fixed Wireless
100 / 100
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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