2495 Birch Path, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2495 Birch Path, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,571 sqft · built 1955
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$885,000 (Jun 2021)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-0003-0024-02-1`

Property Details

APN / Parcel Number

Primary APN	`43-0003-0024-02-1`
Alternative APN	`11-43-0003-0024-02-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,571 sqft Living Area
1st Floor Area	2,571 sqft
Basement Area	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Lot Area	40,511 sqft (0.93 acres)
Lot Depth	458 ft Depth
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2495 BIRCH PATH
City	SAINT JOSEPH
State	MI
Zip	49085-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	FROM A POINT IN C/L OF LAKE SHORE ROAD, 1027.62' N.35 DEG 55'E. FROM SW. COR.OF SEC.3,T5S,R19W. RUN W. 754.25' TO PLACE OF BEG., TH.W. 473.35' TO LAKE MICHIGAN TH. N.21 DEG 24'E. ALONG LAKE 97',TH.E. 438.73' TH S 88.45' TO POB
Legal Range	19W
Legal Township	05S
Legal Section	03
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1013
Census Tract	1300

Owner

2495 Birch Path is owned by an individual who bought it in June 2021.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2425 BIRCH PATH, SAINT JOSEPH, MI 49085-8238
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Jun 22, 2021 · Amount on File
Deed Book / Page	3332 / 3010
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 22, 2021
Property Address	2495 BIRCH PATH, SAINT JOSEPH, MI 49085-8238
Document Number	03332/3010
Book / Page	3332 / 3010
Instrument Date	Jun 8, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,611.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2425 N ORCHARD ST, CHICAGO, IL 60614-2623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 W SUNNYSIDE AVE, CHICAGO, IL 60640-5908

Mortgage

Document Number	0033323018
Date	Jun 22, 2021
Instrument	3332/3018

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2495 Birch Path was $2,776.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Municipality	Shoreham Village
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,800	$173,600
2025	$2,776.00
2023		$130,200	$260,400
2022	$10,716.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2495 Birch Path in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1980–2006)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2495 Birch Path is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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