2495 Beach Rd, Port Huron, MI 48060 Property Records

St. Clair County property record for 2495 Beach Rd, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 2022
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Oct 2022)
Tax Bill	$4,509 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-28-250-0010-010`

Property Details

APN / Parcel Number

Primary APN	`74-28-250-0010-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	13,852 sqft (0.318 acres)
Lot Depth	101 ft Depth
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2495 BEACH RD
City	PORT HURON
State	MI
Zip	48060-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-3
Legal Description	PART OF LOT 12 DESC AS: BEG AT NE COR OF LOT 12, TH N 84D 49M 24S W 101.35', TH S 03D 18M 46S E 136.52', TH S 84D 49M 24S E
Legal Subdivision	ELMHURST
Legal Lot Number	12
Legal Unit	12,12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2005
Census Tract	635000

Owner

2495 Beach Rd is owned and occupied by an individual who bought it in October 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2495 BEACH RD, PORT HURON, MI 48060-2405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Deed Document Number	202224251
Deed Book / Page	5573 / 31
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 24, 2022
Property Address	2495 BEACH RD # VL, VL, PORT HURON, MI 48060-2405
Document Number	0000557331
Book / Page	5573 / 31
Map Reference	LB 52 PG 49&50
Instrument Date	Sep 14, 2022
Instrument	2022024251
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2495 BEACH RD, 2495, PORT HURON, MI 48060-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 BEACH RD, PORT HURON, MI 48060-2405

Mortgage

Document Number	0000557333
Date	Oct 24, 2022
Book Page	5573/33
Instrument	2022024252

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2495 Beach Rd was $4,509 with a homeowner's exemption, up 1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,300 (+11.87%)	$286,600
2025	$4,509.00 (+1.01%) Homeowner's exemption	$128,100
2024	$4,464.00		$256,200
2023		$120,700
2022	$219.00		$241,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2495 Beach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2495 Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20