24941 478th Ave, Garretson, SD 57030 Property Records

Minnehaha County property record for 24941 478th Ave, Garretson, SD 57030

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,800 sqft · built 2019
Lot Size	3.53 acres (153,767 sqft)
Owner	2 Trust Names on Record
Tax Bill	$11,212 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-04-36-200-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-36-200-013-000`
Alternative APN	`92227`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,800 sqft Finished Area
Basement Area	1,800 sqft
Finished Basement	1,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	153,767 sqft (3.53 acres)
Garage Type	Mixed
Garage Area	3,480 sqft
Parking Spaces	12 Parking Spaces
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	92227
Street Address	24941 478TH AVE
City	GARRETSON
State	SD
Zip	57030-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 WILLOW HILLS ADDN SE14 NE1 4 & NE14 SE14 36-104-49 DELL RAPIDS TOW NSHIP 104-49
Legal Range	49
Legal Township	104
Legal Section	36
Legal Subdivision	WILLOW HILLS ADDN
Legal Tract	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	2
Census Block	2112
Census Tract	10101

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	24941 478TH AVE, GARRETSON, SD 57030-5304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Mar 11, 2019	Warranty Deed, Construction Loan · Construction Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	24941 478TH AVE, GARRETSON, SD 57030-5304
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1905MTG/826
Date	Nov 20, 2020
Book Page	1905 MTG/826

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 11, 2019
Property Address	24941 478TH AVE, GARRETSON, SD 57030-5304
Document Number	587DEED/0972
Book / Page	587 DEED / 0972
Instrument Date	Mar 6, 2019
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$124.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47149 W 69TH, COLTON, SD 57018

Mortgage

Document Number	1859MTG0598
Date	Mar 11, 2019
Instrument	1859 MTG/0598

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jun 1, 2020

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Dell Rapids Township
Unified School District	Baltic School District 49-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$836,001 (-1.1%) Land $117,394 Building $718,607	$836,001 Land $117,394 Building $718,607
2025	$11,212.00	$845,300 (+8.26%) Land $118,700 Building $726,600
2024	$11,212.00 (+34.87%)	$780,800 (+25.81%) Land $118,700 Building $662,100
2022	$8,313.00	$620,600 Land $70,200 Building $550,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1993–2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 2 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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