2494 Spring Ave, Readlyn, IA 50668 Property Records

Bremer County property record for 2494 Spring Ave, Readlyn, IA 50668

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,652 sqft · built 1938
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-300-006`

Property Details

APN / Parcel Number

Primary APN	`12-18-300-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,066 sqft
Attic	Attic
Attic Area	586 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Slate
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2494 SPRING AVE
City	READLYN
State	IA
Zip	50668-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-91-11 E 10 ROD S 10 ROD SE SW
Legal Range	11W
Legal Township	91N
Legal Section	18
Legal Block	91
Legal Lot Number	11
Jurisdiction	BREMER IA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2056
Census Tract	4300

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2494 SPRING AVE, READLYN, IA 50668-9657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit DENVER SAVINGS BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU
May 23, 2018	Deed of Trust, Mortgage DENVER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Recording Date	Jul 14, 2026
Property Address	2494 SPRING AVE, READLYN, IA 50668-9657
Document Number	0000002208
Instrument Date	Jul 1, 2026
Instrument	20262208
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2494 SPRING AVE, READLYN, IA 50668-9657

Mortgage

Document Number	0000002208,
Date	Jul 14, 2026
Instrument	20262208

Lender

Name	DENVER SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	2494 SPRING AVE, READLYN, IA 50668-9657
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20205177
Date	Nov 17, 2020
Instrument	20205177

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	2494 SPRING AVE, READLYN, IA 50668-9657
Transaction Type	Mortgage
Record Updated	Jun 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001815
Date	May 23, 2018
Book Page	0000002018/0000001815
Instrument	20181815

Lender

Name	DENVER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	236 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Wapsie Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,434.00 (+29.47%) Homeowner's exemption	$221,890 (+32.93%) Land $37,250 Building $184,640	$221,890 (+32.93%) Land $37,250 Building $184,640
2023		$166,920 Land $27,380 Building $139,540	$166,920 Land $27,380 Building $139,540
2022	$1,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1999–2017)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Readlyn Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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