2494 Henry Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 2494 Henry Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,018 sqft · built 2005
Lot Size	23.5 acres (1,026,143 sqft)
Owner	Individual Name on Record
Last Sale	$304,900 (Oct 2019)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099 00-079 02`

Property Details

APN / Parcel Number

Primary APN	`099 00-079 02`
Alternative APN	`28547`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,018 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	2,682 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,026,143 sqft (23.5 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	320 sqft
Deck Area	36 sqft
Shed	1 Shed
Shed Area	625 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28547
Street Address	2494 HENRY RD
City	FERRUM
State	VA
Zip	24088-2786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	NICHOLAS CREEK
Legal Subdivision	NICHOLAS CREEK
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3000
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2494 HENRY RD, FERRUM, VA 24088-2786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 1, 2019	Warranty Deed, Transfer · VA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Document Number	20196207
Deed Book / Page	1128 / 518
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	2494 HENRY RD, FERRUM, VA 24088-2786
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012340329
Date	Sep 4, 2025
Book Page	1234/329
Instrument	250005736

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2045

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 1, 2019
Property Address	2494 HENRY RD, FERRUM, VA 24088-2786
Document Number	0011280518
Book / Page	001128 / 000518
Instrument Date	Sep 30, 2019
Instrument	6207
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2494 HENRY RD FERRUM VA 240882786, FERRUM, VA 24088-2786

Mortgage

Document Number	11280521
Date	Oct 1, 2019
Book Page	001128/000521
Instrument	6208

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 (-4.57%)	$398,100 (+35.41%) Land $80,400 Building $317,700	$398,100 (+35.41%) Land $80,400 Building $317,700
2023	$1,793.00	$294,000 (-) Land $73,400 Building $220,600	$294,000 (-) Land $73,400 Building $220,600
2022		$294,000 Land $73,400 Building $220,600	$294,000 Land $73,400 Building $220,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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