24930 Cottrell Rd, Harrison Township, MI 48045 Property Records

Macomb County property record for 24930 Cottrell Rd, Harrison Township, MI 48045

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,175 sqft · built 1973
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (May 2015)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-36-382-003`

Property Details

APN / Parcel Number

Primary APN	`17-11-36-382-003`
Alternative APN	`1136382003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	153 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	24930 COTTRELL RD
City	HARRISON TOWNSHIP
State	MI
Zip	48045-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	GENEREUX SUBDIVISION LOT 8
Legal Subdivision	GENEREUX SUBDIVISION
Legal Lot Number	8
Jurisdiction	MACOMB MI
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1007
Census Tract	247602

Owner

24930 Cottrell Rd is owned and occupied by an individual who bought it in May 2015.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	24930 COTTRELL RD, HARRISON TOWNSHIP, MI 48045-3307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2015 · Amount on File
Deed Sale	May 8, 2015 · Amount on File
Prior Sale	Oct 25, 2012 · Amount on File
Deed Document Number	20155060418
Deed Book / Page	23398 / 836
Prior Transfer Date	Aug 13, 2010
Prior Transfer Doc	0000096720
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24930 COTTRELL RD, HARRISON TOWNSHIP, MI 48045-3307
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2500097105
Date	Oct 29, 2025
Book Page	30362/119
Instrument	202500097105

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 17, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24930 COTTRELL RD, HARRISON TOWNSHIP, MI 48045-3307
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079350
Date	Jul 17, 2019
Book Page	26075/665
Instrument	9079350

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24930 COTTRELL RD, HARRISON TOWNSHIP, MI 48045-3307
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059137
Date	May 19, 2020
Book Page	26715/567
Instrument	2059137

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24930 COTTRELL RD, HARRISON TOWNSHIP, MI 48045-3307
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24930 COTTRELL RD, HARRISON TOWNSHIP, MI 48045-3307

Mortgage

Document Number	2102286483
Date	Dec 9, 2021
Book Page	28278/96
Instrument	202102286483

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 24930 Cottrell Rd was $1,887 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Harrison Charter Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 (+6.18%)	$154,600 (+6.18%)
2025	$1,887.00 Homeowner's exemption	$72,800	$145,600
2023		$66,200	$132,400
2022	$1,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24930 Cottrell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 individual policies
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	25 (1978–2020)
Claims Outside the SFHA	10 of 25
Most Recent Claim	May 2020 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24930 Cottrell Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2021
Also Mapped Here	CITY OF ST. CLAIR SHORES
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile.

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