2493 Montecito Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2493 Montecito Rd, Ramona, CA 92065

Property Summary

Property Type	Other
Details	3 bd · 2 ba · 1,240 sqft · built 1955
Lot Size	16.6 acres (723,967 sqft)
Owner	Company Name on File
Last Sale	$2,400,000 (Jun 2025)
Tax Bill	$19,281 (2025)
Deeds & Mortgages	Dec 2021 Sale & Construction Loan Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-540-13-00`

Property Details

APN / Parcel Number

Primary APN	`281-540-13-00`
Alternative APN	`281-540-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	1,240 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	723,967 sqft

Location & Zoning

Old Parcel Number	2815401300
Street Address	2493 MONTECITO RD
City	RAMONA
State	CA
Zip	92065-1618
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	M54
Legal Description	SEC 17-13-1E PAR A PER DOC25-0302367 IN TR 000863
Legal Range	01E
Legal Township	13
Legal Section	17
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2018
Census Tract	20801

Owner

2493 Montecito Rd is owned by a company that bought it in June 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 580, RAMONA, CA 92065-0580
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Grant Deed, Transfer · Construction Mortgage SMARTER CAPITAL INVESTMENTS LLC
Oct 8, 2021	Correction Deed
Oct 6, 2021	Trustee's Deed, Foreclosure
Nov 29, 2017	Grant Deed, Mortgage RRR INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Dec 14, 2021 · Amount on File
Deed Document Number	2025172646
Prior Transfer Date	Oct 4, 2021
Prior Transfer Doc	0000699342
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2021
Property Address	2493 MONTECITO RD, RAMONA, CA 92065-1618
Document Number	0000844443
Map Reference	MAP 863
Instrument Date	Nov 4, 2021
Instrument	2021-0844443
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10096 PEBBLE CREEK LN, EL CAJON, CA 92021-6023

Mortgage

Document Number	0000844446
Date	Dec 14, 2021
Instrument	2021-0844446

Lender

Name	SMARTER CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution
Address	DEL MAR, CA 92014

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2021
Property Address	2493 MONTECITO RD, RAMONA, CA 92065-1618
Document Number	0000705566
Map Reference	MAP 863
Instrument Date	Oct 7, 2021
Instrument	2021-0705566
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7046 TEMPLE TERRACE ST, SAN DIEGO, CA 92119-2963

October 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2021
Property Address	2493 MONTECITO RD, RAMONA, CA 92065-1618
Document Number	0000699342
Map Reference	MAP 863
Instrument Date	Oct 4, 2021
Instrument	2021-0699342
Transaction Type	Foreclosure
Record Updated	Oct 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7046 TEMPLE TERRACE ST, SAN DIEGO, CA 92119-2963

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2017
Property Address	2493 MONTECITO RD, RAMONA, CA 92065-1618
Instrument Date	Jan 1, 2012
Instrument	552711
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 839 POWAY CA 920740839, POWAY, CA 92074-0839

Mortgage

Document Number	0000552711
Date	Nov 29, 2017
Instrument	552711

Lender

Name	RRR INVESTMENTS LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2493 Montecito Rd was $19,281, up 2.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,075,300 (+75.63%) Land $3,024,300 Building $51,000
2025	$19,281.00 (+2.11%)	$1,750,992 Land $1,697,932 Building $53,060
2024	$18,883.00 (+4.37%)
2023	$18,092.00 (-2.1%)	$1,683,000 Land $1,632,000 Building $51,000
2022	$18,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2493 Montecito Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2493 Montecito Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cox Communications.

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